Home Equity Loans
Use your home to finance your future
Consider a Home Equity Loan for renovations, vacations, and even consolidating debt.
Consult a financial advisor to see if the interest on your loan is tax deductible.
POWERHOUSE
As low as
7.500% %
APR*
HELOC
As low as
8.250% %
APR*
Powerhouse Loan
Choose a Powerhouse Loan when you have big plans and know exactly how much cash you’ll need.
Mortgage includes:
- Low fixed rate for the life of the loan.
- One-time, lump-sum distribution of loan amount.
- No prepayment penalty.
- Low $100 application fee (waived if you apply online).
Prime Equity Line of Credit
Unexpected expenses? Borrow against your home equity with a prime equity line of credit.
Mortgage includes:
- Competitive rates.
- Flexible terms.
- No transaction fees.
- No annual fees.
- Low $100 application fee (waived if you apply online).
How Much Home Can You Afford?
Use our online mortgage calculators to find a payment that you’re comfortable with, or easily compare loan options and payments with our free online Loan Consultant. Stop by our Home Loan Center today and talk with an experienced loan professional about what option best fits your needs.
*APR= Annual Percentage Rate. Rates are based upon creditworthiness; your rate may differ depending on Combined Loan-to-Value (CLTV), and other underwriting factors. Information displayed above on rates, loan products and fees are the most current available and is subject to change without notice. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Rates effective per date listed at top of table.
The displayed Annual Percentage Rates (APR) for the loan products shown in the table above reflect the interest rate and the approximate cost of prepaid finance charges, including points, but does not include other costs or discount points. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. For example, loans with LTVs in excess of 80% typically require mortgage insurance which will increase both your APR and monthly payment.
All applications are subject to credit approval; not all applicants will be approved. Programs, rates, and terms and conditions are subject to change without notice. Full income and asset documentation are required. Loan secured by a lien against your property. Interest rates, points, and Annual Percentage Rates (APRs) may differ by product and State and be adjusted based upon your credit history, loan-to-value (LTV), occupancy, property type, loan amount and loan purpose.