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Business Analysis Checking

A Checking account that

Scales with your Business

Optimize your business operations with an account that adapts to your needs. Benefit from detailed analytics and tailored banking services that grow with your business.

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Earn Credits Based on Account Balance

Earn credits that reward higher monthly balances that offset fees, making banking more cost-effective as you grow.

Understand Business Cash Flow with Sophisticated Financial Analysis tools

Access a wide range of financial analysis tools to understand, manage and oversee your business cash flow to make informed strategic decisions for your business as it scales.

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Dedicated Support with Valley Strong Business Advisors

Receive personalized service and support from business banking specialists who understand the nuances of mid-sized operations.

Analysis tools that reveal

strategic business Insights

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CREATE CUSTOMIZABLE BUSINESS REPORTS

Create business reports that are customized to monitor and manage multiple accounts they way you need to.

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GAIN BUSINESS FINANCIAL HEALTH INSIGHTS

Gain financial health insights with advanced account filtering and financial wellness assessment tools

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CASHFLOW FORECASTING WITH UPSWOT

Plan strategically with UPSWOT cashflow forecasting, business credit score management and business valuations.

Manage Complex Operations with

comprehensive Banking solutions

Streamline and secure your business finances with our comprehensive solutions for payables, receivables, cash management, and fraud protection.

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BROAD PAYABLES & RECEIVABLES SOLUTIONS

From merchant processing to ACH and Wire origination solutions, we have solutions for what your business needs.

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COMMERCIAL CASH VAULT SERVICES

Manage cash intensive operations with Secure Safe Deposits, Armored Transportation and Cash Ordering portals.

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LIQUIDITY MANAGEMENT

Our Zero Balance and Sweep Account automations increase the availability of working capital and make the most of your business savings.

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ADVANCED FRAUD PROTECTION & ALERTS

Benefit from advanced fraud detection and security measures that protect your business from unauthorized transactions.

take your business to the next level

Business Analysis
Checking Account

Start enhancing your business operations today. Apply now and take control of 
your financial management with precision.

Apply Now

STREAMLINE WITH VALLEY STRONG 
DIGITAL BUSINESS BANKING

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COMPREHENSIVE FINANCIAL DASHBOARD

Access all key financial data through a single, intuitive dashboard for streamlined management and oversight.

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VENDOR, PAYROLL & TRANSFER AUTOMATIONS

Automate and schedule payments with transfer templates to keep your operations running smoothly.

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ENHANCED ACCOUNT MANAGEMENT FOR TEAMS

Set up personalized notifications for account activity to stay informed and secure.

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ROBUST FRAUD
PROTECTION

Secure your financial operations with advanced fraud detection systems designed to safeguard your transactions.

ADVANCED LARGE SCALE SOLUTIONS

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HIGH VOLUME 
TRANSACTION HANDLING

Efficiently manage large numbers of transactions and accounts for businesses with high operational demands.

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BUSINESS FINANCIAL HEALTH ASSESSMENTS

Gain strategic insights from Financial Health Summaries, Business Valuations Cash Flow and UPSWOT evaluations.

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ADVANCED LIQUIDITY MANAGEMENT

Setup Zero Balance and Sweep Account automations to put your capital to work towards your business goals. 

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CASHFLOW FORECASTING WITH UPSWOT

Plan strategically with UPSWOT cashflow forecasting, business credit score management and business valuations.

Prompt & informative service, made my endeavor of starting my first business accounts a breeze....
 

 

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You pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart...
 

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Valley Strong thinks differently, they are open minded and been so good. They understand what it takes to run a business...
 

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Take advantage of our resources to increase your

business Banking iq

Expand your business knowledge with tons of resources.

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Expert Business Lead Workshops

Workshops & Webinar

Attend our financial workshops to get guidance from experts and network with fellow entrepreneurs.

Learn More
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Business Banking Courses

Financial Literacy Center

Access courses to help establish and scale your business on the Valley Strong Financial Literacy Center.

Learn More
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Business Articles & Success Stories

Blog

Read about fellow Valley Strong Business Members and learn how Valley Strong partnered in their success.

Learn More

YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS

Discover extended perks and additional bonuses that enhance your daily engagements.

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FREE CREDIT REPORTS

Keep tabs on your financial health and make informed decisions to improve your credit score.

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TAX SERVICES

Simplify tax season with discounts and expert services for a hassle-free filing.

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GROUP LEGAL

Navigate legal matters easily with affordable access to legal services.

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IBIS INDUSTRY REPORTS

Business members get a complimentary IBIS trends report for their industry.

our business checking accounts
A Comparative Overview

Get to know the features and benefits to choose the one that aligns with your financial lifestyle.

 

FEATURES AND BENEFITSBASIC BUSINESS 
CHECKING
BUSINESS PLUS 
CHECKING
BUSINESS ANALYSIS 
CHECKING
COMMUNITY NON-PROFIT CHECKING
 
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Minimum Opening Balance

$100

$100

$100

$100

Monthly Service Fee

$10

$18

$20

$7

Monthly Fee Waived If

$1,500 min daily balance, or $3,000 avg daily balance

$5,000 min daily balance, or $10,000 avg daily balance

Earning credits 
may offset fees

$7,500 min daily balance, or $15,000 avg daily balance

Earned Dividends

X

X

Receives earnings credit

X

Unlimited Branch Visits

X

✓

✓

✓

Max Number of Written Checks at No Additional Charge

100

300

Per transaction fees are assessed monthly

200

Max Deposited Items at No Additional Charge

$5,000

$12,000

Per transaction fees are assessed monthly

Unlimited

Max Cash Deposit Amount at No Additional Charge

$5,000

$12,000

Per transaction fees are assessed monthly

Unlimited

Online Banking

✓

✓

✓

✓

NCUA Insured up to $250,000

✓

✓

✓

✓

 

BASIC BUSINESS CHECKING

Additional Features:

Unlimited branch visits.​
Write up to 100 checks per month at no additional charge.​
Deposit up to $5,000 in cash per month at no additional charge.​
Order up to $5,000 in cash per month at no additional charge.​
Monthly service fee waived if $1,500 minimum daily balance or $3,000 average daily balance is maintained.  All rates, terms and conditions subject to change.​

BUSINESS PLUS CHECKING

Additional Features:

Unlimited branch visits.​
Write up to 300 checks per month at no additional charge.​
Deposit up to 300 items per month at no additional charge.​
Deposit up to $12,000 in cash per month at no additional charge.​
Order up to $12,000 in cash per month at no additional charge.​
Monthly service fee waived if $5,000 minimum daily balance or $10,000 average daily balance is maintained.  All rates, terms and conditions subject to change.​

BUSINESS ANALYSIS CHECKING

Additional Features:

Designed for businesses with transaction volumes that need more complex banking solutions.​
Flexible cash management solutions to assist you in managing your business.​
Received earnings credit based on average monthly balances that can go towards off-setting monthly service fees.  All rates, terms and conditions subject to change.​

COMMUNITY NON-PROFIT CHECKING

Additional Features:

Unlimited change orders.​
Unlimited branch visits.​
Write up to 200 checks per month at no additional charge.​
Deposit up to 300 items per month at no additional charge.​
Unlimited cash deposits.​
Unlimited cash orders.​
Monthly service fee waived if $7,500 minimum daily balance or $15,000 average daily balance is maintained.  All rates, terms and conditions subject to change.​

OPEN YOUR

ACCOUNT TODAY

Experience the benefits of Valley Strongs Business Analysis Checking Account.

Apply Now

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Business Savings Accounts

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