Business Analysis Checking
A Checking account that
Scales with your Business
Optimize your business operations with an account that adapts to your needs. Benefit from detailed analytics and tailored banking services that grow with your business.
Earn Credits Based on Account Balance
Earn credits that reward higher monthly balances that offset fees, making banking more cost-effective as you grow.
Understand Business Cash Flow with Sophisticated Financial Analysis tools
Access a wide range of financial analysis tools to understand, manage and oversee your business cash flow to make informed strategic decisions for your business as it scales.
Analysis tools that reveal
strategic business Insights
CREATE CUSTOMIZABLE BUSINESS REPORTS
Create business reports that are customized to monitor and manage multiple accounts they way you need to.
GAIN BUSINESS FINANCIAL HEALTH INSIGHTS
Gain financial health insights with advanced account filtering and financial wellness assessment tools
CASHFLOW FORECASTING WITH UPSWOT
Plan strategically with UPSWOT cashflow forecasting, business credit score management and business valuations.
Manage Complex Operations with
comprehensive Banking solutions
Streamline and secure your business finances with our comprehensive solutions for payables, receivables, cash management, and fraud protection.
BROAD PAYABLES & RECEIVABLES SOLUTIONS
From merchant processing to ACH and Wire origination solutions, we have solutions for what your business needs.
COMMERCIAL CASH VAULT SERVICES
Manage cash intensive operations with Secure Safe Deposits, Armored Transportation and Cash Ordering portals.
LIQUIDITY MANAGEMENT
Our Zero Balance and Sweep Account automations increase the availability of working capital and make the most of your business savings.
ADVANCED FRAUD PROTECTION & ALERTS
Benefit from advanced fraud detection and security measures that protect your business from unauthorized transactions.
take your business to the next level
Business Analysis
Checking Account
Start enhancing your business operations today. Apply now and take control of
your financial management with precision.
Our mission is to advance businesses from aspiration to achievement with dedicated support and innovationt
Human Focused Banking
Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
Schedule An Appointment
Financial Education
Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
Browse Our Learning Center
Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
Read Our Impact Report
STREAMLINE WITH VALLEY STRONG
DIGITAL BUSINESS BANKING
COMPREHENSIVE FINANCIAL DASHBOARD
Access all key financial data through a single, intuitive dashboard for streamlined management and oversight.
VENDOR, PAYROLL & TRANSFER AUTOMATIONS
Automate and schedule payments with transfer templates to keep your operations running smoothly.
ENHANCED ACCOUNT MANAGEMENT FOR TEAMS
Set up personalized notifications for account activity to stay informed and secure.
ROBUST FRAUD PROTECTION
Secure your financial operations with advanced fraud detection systems designed to safeguard your transactions.
ADVANCED LARGE SCALE SOLUTIONS
HIGH VOLUME TRANSACTION HANDLING
Efficiently manage large numbers of transactions and accounts for businesses with high operational demands.
BUSINESS FINANCIAL HEALTH ASSESSMENTS
Gain strategic insights from Financial Health Summaries, Business Valuations Cash Flow and UPSWOT evaluations.
ADVANCED LIQUIDITY MANAGEMENT
Setup Zero Balance and Sweep Account automations to put your capital to work towards your business goals.
CASHFLOW FORECASTING WITH UPSWOT
Plan strategically with UPSWOT cashflow forecasting, business credit score management and business valuations.
Take advantage of our resources to increase your
business Banking iq
Expand your business knowledge with tons of resources.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
IBIS INDUSTRY REPORTS
Business members get a complimentary IBIS trends report for their industry.
our business checking accounts
A Comparative Overview
Get to know the features and benefits to choose the one that aligns with your financial lifestyle.
| FEATURES AND BENEFITS | BASIC BUSINESS CHECKING | BUSINESS PLUS CHECKING | BUSINESS ANALYSIS CHECKING | COMMUNITY NON-PROFIT CHECKING |
|---|---|---|---|---|
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Fee | $10 | $18 | $20 | $7 |
| Monthly Fee Waived If | $1,500 min daily balance, or $3,000 avg daily balance | $5,000 min daily balance, or $10,000 avg daily balance | Earning credits may offset fees | $7,500 min daily balance, or $15,000 avg daily balance |
| Earned Dividends | X | X | Receives earnings credit | X |
| Unlimited Branch Visits | X | ✓ | ✓ | ✓ |
| Max Number of Written Checks at No Additional Charge | 100 | 300 | Per transaction fees are assessed monthly | 200 |
| Max Deposited Items at No Additional Charge | $5,000 | $12,000 | Per transaction fees are assessed monthly | Unlimited |
| Max Cash Deposit Amount at No Additional Charge | $5,000 | $12,000 | Per transaction fees are assessed monthly | Unlimited |
| Online Banking | ✓ | ✓ | ✓ | ✓ |
| NCUA Insured up to $250,000 | ✓ | ✓ | ✓ | ✓ |
BASIC BUSINESS CHECKING Additional Features:
| BUSINESS PLUS CHECKING Additional Features:
| BUSINESS ANALYSIS CHECKING Additional Features:
| COMMUNITY NON-PROFIT CHECKING Additional Features:
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OPEN YOUR
ACCOUNT TODAY
Experience the benefits of Valley Strongs Business Analysis Checking Account.
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