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Help Center VALLEY STRONG

GET QUICK ANSWERS TO
FREQUENTLY ASKED QUESTIONS

  • How do I set up an online banking account?

    Visit valleystrong.com and click Enroll Today under the Online Banking username login form. Proceed to follow the online instructions.

  • How do I create a new password or find my username?

    Click here and choose Forgot username? or Forgot Password? and proceed to follow the on-screen instructions.

  • How do I reset my password?

    To reset your password, follow the steps below:

    • From the login screen, select Forgot Password.  
    • You will be prompted to enter your username and social security number.
    • Select the option of where to send a temporary code based on the methods of communication we have on file for you.
    • Once you receive the code, enter it into the provided field.
    • Continue to the next page where you will be prompted to create a new password.
  • How do I order checks?

    To order checks, follow the steps below:

    • Log into Online Banking here.
    • Navigate to Resources at the top of your screen. 
    • Select Reorder Checks. You will be redirected to our check provider (Deluxe).
    • Follow the instructions as displayed on the page.
  • How do I activate Apple Pay, Samsung Pay & Android Pay?

    Login to the Mobile App, and you will see a "Cards" tab to manage your cards.  Select the card you wish to add to your mobile wallet. Tap “Add to Apple Pay" for iPhone users or “Add to Google Wallet” for android users.

  • When will my deposit be credited to my account?

    Direct deposits will be available up to 2 days before your payday, but actual timing will depend on your employer’s financial institution. Check deposits are evaluated on a case-by-case basis to determine if the funds shall be placed on hold. 

  • How do I place a stop payment on a check?

    To place a stop payment on a check, follow the steps below:

    • Log into Online Banking here.
    • Navigate to Resources at the top of your screen.
    • Select Checking Services.
    • Select Stop Payment.
    • Select New Stop Pay Request.
    • Select the Account Number the check is drawn from. You will then be prompted to enter the check number, amount, and payee name.
    • Select “I Agree” followed by “Submit Request” to complete this check stop payment. A
    • $30.00 stop payment fee will be automatically withdrawn from your account
  • Is there a fee for a stop payment?

    ACH Stop Payment
    To cancel an electronic withdrawal, a stop payment will need to be placed a minimum of three days prior to the expected withdrawal date.  Please be advised there is a $30.00 stop payment fee. A stop payment is valid for 6 months. Once expired, the payment may still be collected by the merchant.

    Before submitting a stop payment, we suggest reaching out to the merchant first. ACH stop payments are not guaranteed as merchants have the ability to alter their company information and reattempt withdrawals.  

    Check Stop Payment
    To process a check stop payment the following information is required: check number, payee name, and the dollar amount. Please be advised there is a $30.00 stop payment fee. A stop payment is valid for 6 months. Once expired, the payment may still be collected by the merchant. Check stop payments are not guaranteed as merchants have the ability to process the item as an electronic debit. Please be advised if the check number is altered, the check may still clear the account. 

  • Where can I locate my routing and account numbers?

    The routing number for Valley Strong Credit Union is 322273722.

    You can find your full checking account number by clicking on the Account Details tab in online banking or the mobile app, or on the bottom line of your paper checks.

    You can find your savings account number by clicking on the Account Details tab in online banking or the mobile app.

  • How do I report fraud?

    Visit your nearest Branch during open hours and a Member Service Representative can assist with filing a dispute, blocking a card and replacing/ordering a Visa Check Card, credit card, or ATM card.

    Our Visa card dispute representatives are also available Monday through Friday, from 8:30 am to 5:00 pm, at (800) 221-3311. Select option #4 from the main menu.

    To report fraud during Valley Strong’s non-business hours, please reach out to the after hours Visa Fraud Department at (855) 232-0669.

    Take a moment to learn how you can protect yourself against rising fraud/scam messaging, by clicking here to our Security Center.

  • How do I request to cancel my account or delete information.

    How can I opt out of selling or sharing my information?
    You can opt out by following these steps:

    • Log in to online banking.
    • Click your name in the top menu.
    • Select Messages.
    • Choose Do Not Sell My Information.

    How do I delete a card alert profile?
    To delete a card alert profile, follow these steps:

    • Tap the Menu drawer.
    • Select Settings.
    • Choose Delete Profile.
    • Tap Continue when the confirmation message appears.

    How can I cancel my account?
    You can cancel through the following channels:

    • Visit us in-branch.
    • Mail: Send correspondence to:
      Valley Strong Credit Union
      P.O. Box 9506
      Bakersfield, CA 93389-9506
    • Phone: (800) 221-3311

    For more details, visit the Consumer Online Privacy Policy.

  • How do I manage accounts for someone who has passed away

    If you’re managing accounts for someone who has passed away, Valley Strong makes it easier to begin an inheritor claim online. You can start the process securely, upload documents as you receive them, and stay informed as your claim moves forward. Start your claim today.
     

  • How can I make a payment on my loan?

    We offer several convenient ways to pay:

    • Online Banking – Make payments using a debit card, ACH transfer, or directly from your Valley Strong account.

    • By Phone – Call us at (800) 221-3311. (Note: a $5 fee applies for debit card payments by phone.)

    • In Person – Stop by any Valley Strong branch and make your payment with our team.

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Want to chat with a real live human? 
We have branches for that.

Our dedicated team is committed to understanding your needs, offering tailored solutions and expert guidance to help you achieve your financial goals. Experience the difference with Valley Strong, where our commitment to exceptional service ensures that every visit is more than just a transaction—it's a step forward in your financial well-being.

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Contact Center
Information & Services
(800) 221-3311

Hours:
Monday - Friday 7:00 a.m. – 7:00 p.m.
Saturday 8:00 a.m. – 2:00 p.m.
Sunday Closed

24-Hour Telephone Banking
Automated phone service for banking anytime, anywhere. Call (800) 248-3336.

Business Banking
(661) 833-7530

Hours:
Monday – Friday:
9:00 a.m. – 5:00 p.m.
Saturday:
9:00 a.m. – 1:00 p.m.

Home Loan Center
(661) 833-7926

Hours:
Monday – Friday:
9:00 a.m. – 5:00 p.m.

Wealth Management
(661) 833-7730

Hours:
Monday – Friday:
9:00 a.m. – 5:00 p.m.
Saturday:
9:00 a.m. – 1:00 p.m.
 



View Phone Tree Options
Option #1 - Telephone Banking
Option #2 - Member or Business Banking Services

Selection #1 - Account Info or Payments
Selection #2 - Online or Mobile Support
Selection #3 - Credit Card & Debit Card Info - Reporting Lost/Stolen Card
Selection #4 - Credit & Debit Card Disputes 
Option #3 - Home Loans

Selection #1 - New Mortgage/Purchase, Refinance, Home Equity Loan
Selection #2 - Mortgage Status
Selection #3 - Mortgage Servicing
Selection #4 - HELOC Servicing
Option #4 - Loan by Phone

Option #5 - Dial By Name or Extension

Option #9 - Spanish

Option #0 - Repeats Menu

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Mailing Address
Valley Strong Credit Union
P.O. Box 9506
Bakersfield, CA 93389-9506

Administrative Offices
11500 Bolthouse Drive
Bakersfield, CA 93311