Business Savings Certifcate

INVEST YOUR SAVINGS WISELY
Maximize Your Business Funds

Harness the power of stable and secure investments. Our Business Savings Certificates offer attractive rates
and terms tailored to support your company's financial growth. Designed for businesses aiming for
guaranteed returns without the risks of market fluctuations.

High Interest Rates

Benefit from higher interest rates compared to regular savings accounts, maximizing the earning potential of your idle funds.

Guaranteed Returns

Enjoy peace of mind with fixed interest rates that guarantee returns and help you plan your financial future with precision.

Meet Your Needs with Flexible Terms

Choose from a variety of term lengths to match your financial strategy, from short-term gains to long-term growth.

UNLOCK HIGHER EARNINGS AND
FLEXIBLE ACCESS

SCALABLE SAVINGS

The more you save, the more you earn. Our tiered rates incentivize growing your balance, turning good financial habits into tangible rewards.

CONVENIENT BANKING

Stay connected to your savings with our digital banking tools. Manage your Business Savings Account online or through our mobile app, 24/7.

FINANCIAL PARTNER

Beyond rates, we are your financial ally. Take advantage of our educational resources, personalized advice, and community-focused banking.

Business Savings Certificate Rates

AVERAGE DAILY BALANCE	MINIMUM OPENING DEPOSIT	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD (APY)
Minimum Opening Balance	$1,000	0.40%	0.40%
12 Months Share Certificate	$1,000	0.80%	0.80%
18 Months Share Certificate	$1,000	1.00%	1.00%
24 Months Share Certificate	$1,000	1.15%	1.15%
36 Months Share Certificate	$1,000	1.50%	1.51%

Rates effective as of 10/01/2024.
All Rates, terms and conditions subject to change.
Rates are variable and may change after account is opened. Fees may reduce earnings.

get Ready for increased returns
business savings certificate

Apply now for a Business Savings Certificate and start building a stronger foundation for your business's growth.

Contact us

Our mission is to advance businesses from aspiration to achievement with dedicated support and innovationt

Human Focused Banking

Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
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Financial Education

Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
Browse Our Learning Center

Community Impact

Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
Read Our Impact Report

STREAMLINE WITH VALLEY STRONG
DIGITAL BUSINESS BANKING

COMPREHENSIVE FINANCIAL DASHBOARD

Access all key financial data through a single, intuitive dashboard for streamlined management and oversight.

VENDOR, PAYROLL & TRANSFER AUTOMATIONS

Automate and schedule payments with transfer templates to keep your operations running smoothly.

ENHANCED ACCOUNT MANAGEMENT FOR TEAMS

Set up personalized notifications for account activity to stay informed and secure.

ROBUST FRAUD PROTECTION

Secure your financial operations with advanced fraud detection systems designed to safeguard your transactions.

ADVANCED LARGE SCALE SOLUTIONS

HIGH VOLUME TRANSACTION HANDLING

Efficiently manage large numbers of transactions and accounts for businesses with high operational demands.

BUSINESS FINANCIAL HEALTH ASSESSMENTS

Gain strategic insights from Financial Health Summaries, Business Valuations Cash Flow and UPSWOT evaluations.

ADVANCED LIQUIDITY MANAGEMENT

Setup Zero Balance and Sweep Account automations to put your capital to work towards your business goals.

CASHFLOW FORECASTING WITH UPSWOT

Plan strategically with UPSWOT cashflow forecasting, business credit score management and business valuations.

SEE ALL DIGITAL BENEFITS

DEDICATED BUSINESS ADVISORS WHO

KNOW YOUR BUSINESS IN AND OUT

Our Valley Strong advisors help make your financial dreams become a reality with the personal touch of a friend that cares.

Schedule an Appointment

Prompt & informative service, made my endeavor of starting my first business accounts a breeze....

Tommy C.

Business Banking Member

You pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart...

Megan R. -Raymond's Trophy & Awards

Business Banking Member

Valley Strong thinks differently, they are open minded and been so good. They understand what it takes to run a business...

Les P. - Button Willow Raceway

Business Banking Member

Take advantage of our resources to increase your

business Banking iq

Expand your business knowledge with tons of resources.

Expert Business Lead Workshops

Workshops & Webinar

Attend our financial workshops to get guidance from experts and network with fellow entrepreneurs.

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Business Banking Courses

Financial Literacy Center

Access courses to help establish and scale your business on the Valley Strong Financial Literacy Center.

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Business Articles & Success Stories

Blog

Read about fellow Valley Strong Business Members and learn how Valley Strong partnered in their success.

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YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS

Discover extended perks and additional bonuses that enhance your daily engagements.

FREE CREDIT REPORTS

Keep tabs on your financial health and make informed decisions to improve your credit score.

TAX SERVICES

Simplify tax season with discounts and expert services for a hassle-free filing.

GROUP LEGAL

Navigate legal matters easily with affordable access to legal services.

IBIS INDUSTRY REPORTS

Business members get a complimentary IBIS trends report for their industry.

Explore our DIVERSE

business savings accounts

A range of business savings accounts to fit your unique circumstances