Business Basic Checking
BENEFITS DESIGNED TO
Simplify Your Business Banking
Get the flexibility you need with features that help your business grow. From low fees to easy account management, we’re here to support your journey.
Start Fast, Dream Big with Our Low Opening Balance
Open your account with just $100 and start managing your business finances with ease.
Keep Your Profits, Easily Waive Monthly Fees
Keep more of your money working for you with a waived monthly fee when maintaining a $1500 daily or $3000 average balance.
Run Your Business On The Go With Mobile Banking
Access your accounts 24/7 from anywhere in the world, providing you with the flexibility to manage your business finances on your terms.
launch your business with
Convenient Transactions
Explore the details of our transaction capabilities that make banking with us worry-free.
MERCHANT PROCESSING & PAYMENTS OPTIONS
A wide variety of accounts receivable solutions to manage incoming payments that best match your customers.
EASILY INTEGRATE EXTERNAL ACCOUNTS
Keep your accounts connected to ensure money is moving in the direction your business needs it to.
ADVANCED FRAUD PROTECTION & ALERTS
Benefit from advanced fraud detection and security measures that protect your business from unauthorized transactions.
Get ready to grow with
basic business checking
Don’t let banking complexities slow you down. Apply now and experience banking that grows with your business
Apply Now
Our mission is to advance businesses from aspiration to achievement with dedicated support and innovation
Human Focused Banking
Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
Schedule An Appointment
Financial Education
Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
Browse Our Learning Center
Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
Read Our Impact Report
STREAMLINE WITH VALLEY STRONG
DIGITAL BUSINESS BANKING
Mobile Wallets
Easily add your credit or debit card to your favorite mobile wallets like Apple Pay®, Google Pay®, or Samsung Pay® for secure, contactless payments.
Mobile Check Deposits
Skip the trip to the branch—snap a photo of your check and deposit it directly into your account using your smartphone, anytime, anywhere.
MOBILE APP 24/7 ACCESS
Manage your business accounts on-the-go with our robust mobile banking app, designed for busy entrepreneurs.
OPTIMIZE OPERATIONS WITH AUTOBOOKS
BUSINESS INVOICING
Easily create and send professional invoices directly to your customers, enhancing your billing efficiency.
VENDOR MANAGEMENT
Manage your vendor relationships and payments from a single platform, simplifying how you handle payables.
AUTOMATED ACCOUNTING
Streamline your financial processes with automated entry, reconciliation, and reporting, reducing manual workload and errors.
CASHFLOW REPORTS
Generate detailed cash flow reports to gain insights into your financial health, helping you make informed business decisions.
Prompt & informative service, made my endeavor of starting my first business accounts a breeze....
Tommy C.
Business Banking MemberYou pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart...
Megan R. -Raymond's Trophy & Awards
Business Banking MemberValley Strong thinks differently, they are open minded and been so good. They understand what it takes to run a business...
Les P. - Button Willow Raceway
Business Banking MemberTake advantage of our resources to increase your
business Banking iq
Expand your business knowledge with tons of resources.
Expert Business Lead Workshops
Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with fellow entrepreneurs.
Business Banking Courses
Financial Literacy Center
Access courses to help establish and scale your business on the Valley Strong Financial Literacy Center.
Business Articles & Success Stories
Blog
Read about fellow Valley Strong Business Members and learn how Valley Strong partnered in their success.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
IBIS INDUSTRY REPORTS
Business members get a complimentary IBIS trends report for their industry.
our business checking accounts
A Comparative Overview
Get to know the features and benefits to choose the one that aligns with your financial lifestyle.
| FEATURES AND BENEFITS | BASIC BUSINESS CHECKING | BUSINESS PLUS CHECKING | BUSINESS ANALYSIS CHECKING | COMMUNITY NON-PROFIT CHECKING |
|---|---|---|---|---|
| 
| 
|
| |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Fee | $10 | $18 | $20 | $7 |
| Monthly Fee Waived If | $1,500 min daily balance, or $3,000 avg daily balance | $5,000 min daily balance, or $10,000 avg daily balance | Earning credits may offset fees | $7,500 min daily balance, or $15,000 avg daily balance |
| Earned Dividends | X | X | Receives earnings credit | X |
| Unlimited Branch Visits | X | ✓ | ✓ | ✓ |
| Max Number of Written Checks at No Additional Charge | 100 | 300 | Per transaction fees are assessed monthly | 200 |
| Max Deposited Items at No Additional Charge | 100 | 300 | Per transaction fees are assessed monthly | 300 |
| Max Cash Deposit Amount at No Additional Charge | $5,000 | $12,000 | Per transaction fees are assessed monthly | Unlimited |
| Online Banking | ✓ | ✓ | ✓ | ✓ |
| NCUA Insured up to $250,000 | ✓ | ✓ | ✓ | ✓ |
BASIC BUSINESS CHECKING Additional Features:
| BUSINESS PLUS CHECKING Additional Features:
| BUSINESS ANALYSIS CHECKING Additional Features:
| COMMUNITY NON-PROFIT CHECKING Additional Features:
|
Explore More
BUSINESS SOLUTIONS
Business CREDIT CARDS
Discover flexible options to match your spending habits or build credit for a stronger financial future.
Learn More
Business Savings Accounts
Experience the difference with Business Savings Accounts, where your financial growth is our priority
Learn More