Money Market Accounts
Grow your savings with our
Promotional Money Market Account
Reach your goals faster by getting up to 2.25% APY on a new Money Market Account!
BUILD WEALTH WITH
MONEY MARKET ACCOUNTS
Discover how every deposit grows faster thanks to competitive interest rates, offering you the flexibility and growth your savings deserve.
High Yield, Easy Access
Earn competitive tiered dividend rates that grow with your balance, and enjoy the freedom to access your funds when needed. It's the smarter way to save for the future without locking away your resources.
Secure and Stress-Free
With the stability of a credit union and the assurance of NCUA insurance, your funds are not only working harder but are also secure up to $250,000, giving you peace of mind as you watch your savings flourish.
Empowering Your Financial Journey
Jumpstart your savings with just $1,000. Our Money Market Account is designed to compliment your financial journey, whether you're building an emergency fund or saving for life's big moments.
UNLOCK HIGHER EARNINGS AND
FLEXIBLE ACCESS
SCALABLE SAVINGS
The more you save, the more you earn. Our tiered rates incentivize growing your balance, turning good financial habits into tangible rewards.
CONVENIENT BANKING
Stay connected to your savings with our digital banking tools. Manage your Money Market Account online or through our mobile app, 24/7.
FINANCIAL PARTNER
Beyond rates, we are your financial ally. Take advantage of our educational resources, personalized advice, and community focused banking.
MONEY MARKET RATES
| ACCOUNT NAME | MINIMUM OPENING / EARN APY | DIVIDEND RATE* | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|
| $1,000.00 - $9,999.99 | $1000/$1000 | .15% | .15% |
| $10,000.00 - $49,999.99 | $1000/$1000 | .25% | .25% |
| $50,000.00 - $99,999.99 | $1000/$1000 | .349% | .35% |
| $100,000.00 - $249,999.99 | $1000/$1000 | .399% | .40% |
| $250,000.00 - $499,999.99 | $1000/$1000 | .549% | .55% |
| $500,000.00 and over | $1000/$1000 | .797% | .80% |
*Rates for Money Market accounts are variable and may change after the account is opened. Fees may reduce earnings.
Rates effective as of 05/01/2026.
All rates, terms and conditions subject to change.
¹2.05% annual percentage yield (APY) is based on a dividend rate of 2.031%. Offer is valid as of 03/01/2026. $2,500 minimum deposit required and must be maintained to earn the promotional APY. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required. Offer and rates are subject to change at any time.
²2.25% annual percentage yield (APY) is based on a dividend rate of 2.225%. Offer is valid as of 05/01/2026. $100,000 minimum deposit required and must be maintained to earn the promotional APY. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required. Offer and rates are subject to change at any time.
GET STARTED WITH A
MONEY MARKET ACCOUNT
Maximize your savings with competitive interest rates and flexible access to your funds.
Apply Now
Our mission is to turn people’s financial possibilities into financial realities
Human Focused Banking
Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
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Financial Education
Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
Browse Our Learning Center
Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
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Discover the convenience of our
MOBILE APP
Experience effortless account access and financial management anytime, anywhere.
Mobile Wallets
Easily add your credit or debit card to your favorite mobile wallets like Apple Pay®, Google Pay®, or Samsung Pay® for secure, contactless payments.
Card Management
Manage your cards with ease! Set limits and alerts, block or unblock cards and merchants, update PINs and activate or replace cards.
FREE TRANSFERS WITH ZELLE
Send and receive money quickly with Zelle®—an easy, no-fee way to transfer funds to family and friends, right from your phone.
Mobile Check Deposits
Skip the trip to the branch—snap a photo of your check and deposit it directly into your account using your smartphone, anytime, anywhere.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
AMUSEMENT PARK TICKETS
Enjoy more fun for less with exclusive discounts on amusement park tickets.
MAXIMIZE YOUR MONEY WITH
OUR SAVINGS SOLUTIONS
From everyday savings to maximized earnings, see which account suits your financial journey best.
| FEATURES AND BENEFITS | REGULAR SHARES | REGULAR CLUB | MONEY MARKET ACCOUNTS |
|---|---|---|---|
| 
| 
| |
| Minimum Opening Balance | $5 | $5 | $1,000 |
| Monthly Service Fee | $0 | $0 | $0 |
| Earns Dividends | ✓ | ✓ | ✓ |
| No Fees ATM Network Access | ✓ | ✓ | ✓ |
| Online Banking | ✓ | ✓ | ✓ |
All rates, terms and conditions subject to change. | All rates, terms and conditions subject to change. | All rates, terms and conditions subject to change. |
You can never have too much
Financial IQ
Expand your financial knowledge with tons of resources
Expert Lead Workshops
Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with Valley Strong Members.
Financial Education Courses
Financial Literacy Center
Access courses to help make the most of your finances on the Valley Strong Financial Literacy Center.
Financial Articles & Success Stories
Blog
Read about fellow Valley Strong Members and learn how Valley Strong partnered in their success.
OPEN YOUR
ACCOUNT TODAY
Experience the benefits of Valley Strong's Money Market account that scale with you.
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FINANCIAL SOLUTIONS
CREDIT CARDS
Discover flexible options to match your spending habits or build credit for a stronger financial future.
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Savings Accounts
Experience the difference with Savings Accounts, where your financial growth is our priority
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