Regular Club
ACHIEVE MORE WITH
HIGH YIELD SAVINGS
Enjoyed the freedom to save at your own pace, perfect for both seasoned savers and beginners alike.
Consistent Earnings
Maximize your savings with an Annual Percentage Yield (APY) of 0.25%*, ensuring your balance works for you. Watch your savings increase with dividends compounded and paid quarterly.
*Rates for savings accounts are variable and may change after the account is opened. Fees may reduce earnings.
Tailored Flexibility
Open a Regular Club or Christmas Club Account with a minimum of $5, reinforcing your commitment to short-term saving without the pressure of high starting deposits. It's all about your convenience and financial goals.
Accessible Savings, Amplified
Experience the ease of managing your account through our digital banking platforms, giving you the power to save and monitor your progress with just a few clicks.
ELEVATE YOUR FINANCIAL GROWTH WITH
PREMIER BENEFITS
BEGIN WITH CONFIDENCE
Start your savings journey with an account that respects your ambitions. A minimuim opening deposit of $5 sets the stage for a future of accumulated wealth.
TRANSPARENT EARNINGS
With our clear terms, there are no hidden suprises - just a straightforward 0.25% APY to enhance your savings efforts.
Regulare Club Savings Rates
| ACCOUNT NAME | MINIMUM OPENING / EARN APY | DIVIDEND RATE* | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|
| Club Account | $5/$5 | .25% | .25% |
| IRA Club Account | $100/$100 | .25% | .25% |
*Rates for savings accounts are variable and may change after the account is opened. Fees may reduce earnings.
Rates effective as of 10/1/2024.
All rates, terms and conditions subject to change.
A FOUNDATION OF GROWTH
This account isn't just a deposit box, it's a foundation for financial growth. Giving you a secure place to accumulate funds that benefit from steady interest rates.
JUST $5 GETS YOU STARTED WITH
A REGULAR CLUB ACCOUNT
A Regular Shares Account is required to open a Regular Club Account
Apply Now
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Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
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Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
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Discover the convenience of our
MOBILE APP
Experience effortless account access and financial management anytime, anywhere.
Mobile Wallets
Easily add your credit or debit card to your favorite mobile wallets like Apple Pay®, Google Pay®, or Samsung Pay® for secure, contactless payments.
Card Management
Manage your cards with ease! Set limits and alerts, block or unblock cards and merchants, update PINs and activate or replace cards.
FREE TRANSFERS WITH ZELLE
Send and receive money quickly with Zelle®—an easy, no-fee way to transfer funds to family and friends, right from your phone.
Mobile Check Deposits
Skip the trip to the branch—snap a photo of your check and deposit it directly into your account using your smartphone, anytime, anywhere.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
AMUSEMENT PARK TICKETS
Enjoy more fun for less with exclusive discounts on amusement park tickets.
MAXIMIZE YOUR MONEY WITH
OUR SAVINGS SOLUTIONS
From everyday savings to maximized earnings, see which account suits your financial journey best.
| FEATURES AND BENEFITS | REGULAR SHARES | REGULAR CLUB | MONEY MARKET ACCOUNTS |
|---|---|---|---|
|
| 
| |
| Minimum Opening Balance | $5 | $5 | $1,000 |
| Monthly Service Fee | $0 | $0 | $0 |
| Earns Dividends | ✓ | ✓ | ✓ |
| No Fees ATM Network Access | ✓ | ✓ | ✓ |
| Online Banking | ✓ | ✓ | ✓ |
All rates, terms and conditions subject to change. | All rates, terms and conditions subject to change. | All rates, terms and conditions subject to change. |
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Financial IQ
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Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with Valley Strong Members.
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Access courses to help make the most of your finances on the Valley Strong Financial Literacy Center.
Financial Articles & Success Stories
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OPEN YOUR
ACCOUNT TODAY
Experience the benefits of Valley Strong's Regular Club account that boost your growth.
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FINANCIAL SOLUTIONS
CREDIT CARDS
Discover flexible options to match your spending habits or build credit for a stronger financial future.
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Savings Accounts
Experience the difference with Savings Accounts, where your financial growth is our priority
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