Business Line of Credit
Reusable Credit for
Business agility
Enhance your financial agility with a line of credit that grows with your business. Ideal for managing cash flow
and capitalizing on opportunities promptly.
ONE-TIME APPLICATION, ACCESS FOR 12 MONTHS
Apply once and enjoy flexible access to funds up to your credit limit for 12 months, with no need to reapply during that period.
PAY INTEREST ONLY WHAT YOU USE
Only pay interest on the amount you use, not on the entire credit line available, keeping costs manageable and predictable.
REVOLVING CREDIT: REUSE AS YOU REPAY
As you repay borrowed amounts, your available credit replenishes, allowing you to use the credit line repeatedly over the term.
ONLINE ACCOUNT MANAGEMENT
Easily manage your line of credit through our online platform, with access to draw funds or check balances anytime.
Flexible REPAYMENT OPTIONS
Tailor your payment schedule to align with your business’s cash flow patterns for better financial management.
DEDICATED ACCOUNT MANAGER
Receive personalized service from a dedicated manager who understands your business and financial needs.
WHY ALL THE LOVE
FOR VALLEY STRONG
4.7 out of 5
Based on 2,750+ Google Customer Reviews
$4B+
managed assets 2023
$375M+
business deposits 2023
$319M+
business loans 2023
Best Banks and Credit Unions in California 2024
Best-In-State Credit Unions California 2025
Best Banks & Credit Unions in California 2023
Best Financial Institution 31 years in a row
Enhance Financial Flexibility with
business line of credit
Don’t let funding hurdles hold you back. Apply now for our Business Line of Credit and
turn your business aspirations into achievements.
Our mission is to advance businesses from aspiration to achievement with dedicated support and innovation
Human Focused Banking
Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
Schedule An Appointment
Financial Education
Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
Browse Our Learning Center
Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
Read Our Impact Report
STREAMLINE WITH VALLEY STRONG
DIGITAL BUSINESS BANKING
ONLINE ACCOUNT MANAGEMENT
Effortlessly oversee your business with comprehensive online access to your account details.
TRANSFERS AND BILL PAY OPTIONS
Simplify your cash flow management with easy-to-use online transfers and bill payment facilities.
MOBILE APP 24/7 ACCESS
Manage your business accounts on-the-go with our robust mobile banking app, designed for busy entrepreneurs.
OPTIMIZE OPERATIONS WITH AUTOBOOKS
BUSINESS INVOICING
Easily create and send professional invoices directly to your customers, enhancing your billing efficiency.
VENDOR MANAGEMENT
Manage your vendor relationships and payments from a single platform, simplifying how you handle payables.
AUTOMATED ACCOUNTING
Streamline your financial processes with automated entry, reconciliation, and reporting, reducing manual workload and errors.
CASHFLOW REPORTS
Generate detailed cash flow reports to gain insights into your financial health, helping you make informed business decisions.
Prompt & informative service, made my endeavor of starting my first business accounts a breeze....
Tommy C.
Business Banking MemberYou pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart...
Megan R. -Raymond's Trophy & Awards
Business Banking MemberValley Strong thinks differently, they are open minded and been so good. They understand what it takes to run a business...
Les P. - Button Willow Raceway
Business Banking MemberTake advantage of our resources to increase your
business Banking iq
Expand your business knowledge with tons of resources.
Expert Business Lead Workshops
Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with fellow entrepreneurs.
Business Banking Courses
Financial Literacy Center
Access courses to help establish and scale your business on the Valley Strong Financial Literacy Center.
Business Articles & Success Stories
Blog
Read about fellow Valley Strong Business Members and learn how Valley Strong partnered in their success.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
IBIS INDUSTRY REPORTS
Business members get a complimentary IBIS trends report for their industry.
Explore our range of
business flexibility loans
Discover the versatility of our Business Flexibility Loans, designed to cater to your unique business needs.
Whether you need a line of credit, equipment and machinery financing, or SBA loans,
we have the right solution to support your growth and operational efficiency.
EQUIPMENT & MACHINERY FINANCING
Equipment and machinery financing to support your business growth.
Learn More
START YOUR
FINANCIAL JOURNEY TODAY
Experience the benefits of Valley Strongs Business Line of Credit.
ContactExplore More
BUSINESS SOLUTIONS
Business CREDIT CARDS
Discover flexible options to match your spending habits or build credit for a stronger financial future.
Learn More
Business Savings Accounts
Experience the difference with Business Savings Accounts, where your financial growth is our priority
Learn More