Business Money Market
Grow your savings with our
Smart Business Money Market Account
Reach your Business goals faster with our Smart Business Money Market Account!
Maximize Your Returns
Grow Your Business Savings
Unlock higher interest rates with the safety and accessibility of a checking account.
The Business Money Market Account is your gateway to smarter business savings.
Enhanced Interest Rates
Benefit from higher interest rates that increase with your account balance, helping to boost your financial growth effortlessly.
Flexible Access, Unlimited Deposits
Enjoy the flexibility to access funds and make unlimited deposits, making it easy to manage large transactions without disrupting your earnings.
A Secure Investment
Invest with confidence knowing your funds are secure and insured, providing a safe haven for your business's cash reserves.
UNLOCK HIGHER EARNINGS AND
FLEXIBLE ACCESS
SCALABLE SAVINGS
The more you save, the more you earn. Our tiered rates incentivize growing your balance, turning good financial habits into tangible rewards.
CONVENIENT BANKING
Stay connected to your savings with our digital banking tools. Manage your Business Savings Account online or through our mobile app, 24/7.
FINANCIAL PARTNER
Beyond rates, we are your financial ally. Take advantage of our educational resources, personalized advice, and community-focused banking.
Business Money Market Rates
| AVERAGE DAILY BALANCE | MINIMUM OPENING DEPOSIT | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|
| $1,000 - $9,999.99 | $1,000 | 0.15% | 0.15% |
| $10,000 - $49,999.99 | $1,000 | 0.25% | 0.25% |
| $50,000 - $99,999.99 | $1,000 | 0.35% | 0.35% |
| $100,000 - $249,999.99 | $1,000 | 0.50% | 0.50% |
| $250,000 - $499,999.99 | $1,000 | 0.75% | 0.75% |
| $500,000 and over | $1,000 | 1.00% | 1.01% |
Rates effective as of 05/01/2026.
All Rates, terms and conditions subject to change.
Rates are variable and may change after account is opened. Fees may reduce earnings. Actual rates may vary by county.
13.00% annual percentage yield (APY) is based on an dividend rate of 2.96%. Offer valid as of 05/01/26. $1,000 minimum deposit required and must be maintained to retain the promotional APY. After promotion period ends, rates are subject to change. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required.
23.25% annual percentage yield (APY) is based on a dividend rate of 3.203%. Offer valid as of 05/01/2026. Relationship Money Market Pricing may be applied to both business and consumer money market products. Rates are variable and subject to change. Fees may reduce earnings. Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $1,000 minimum deposit of new funds required for Business Checking and Business Money Market and must be maintained to earn the promotional APY. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY.
Boost savings with liquidity
Business Money Market Account
Elevate your business savings today with our Business Money Market Account.
Apply now and start maximizing your financial potential.
Our mission is to advance businesses from aspiration to achievement with dedicated support and innovation
Human Focused Banking
Experience personalized banking that puts people first, offering tailored financial solutions designed to support your goals and well-being.
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Financial Education
Empowering individuals with the knowledge and tools needed to make informed financial decisions for a brighter, more secure future.
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Community Impact
Committed to making a difference through initiatives that strengthen and support the local community where we all thrive.
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STREAMLINE WITH VALLEY STRONG
DIGITAL BUSINESS BANKING
ONLINE ACCOUNT MANAGEMENT
Effortlessly oversee your business with comprehensive online access to your account details.
TRANSFERS AND BILL PAY OPTIONS
Simplify your cash flow management with easy-to-use online transfers and bill payment facilities.
MOBILE APP 24/7 ACCESS
Manage your business accounts on-the-go with our robust mobile banking app, designed for busy entrepreneurs.
OPTIMIZE OPERATIONS WITH AUTOBOOKS
BUSINESS INVOICING
Easily create and send professional invoices directly to your customers, enhancing your billing efficiency.
VENDOR MANAGEMENT
Manage your vendor relationships and payments from a single platform, simplifying how you handle payables.
AUTOMATED ACCOUNTING
Streamline your financial processes with automated entry, reconciliation, and reporting, reducing manual workload and errors.
CASHFLOW REPORTS
Generate detailed cash flow reports to gain insights into your financial health, helping you make informed business decisions.
Prompt & informative service, made my endeavor of starting my first business accounts a breeze....
Tommy C.
Business Banking MemberYou pick up the phone and you know who you are getting. Valley Strong has the local businesses best interest at heart...
Megan R. -Raymond's Trophy & Awards
Business Banking MemberValley Strong thinks differently, they are open minded and been so good. They understand what it takes to run a business...
Les P. - Button Willow Raceway
Business MemberTake advantage of our resources to increase your
business Banking iq
Expand your business knowledge with tons of resources.
Expert Business Lead Workshops
Workshops & Webinar
Attend our financial workshops to get guidance from experts and network with fellow entrepreneurs.
Business Banking Courses
Financial Literacy Center
Access courses to help establish and scale your business on the Valley Strong Financial Literacy Center.
Business Articles & Success Stories
Blog
Read about fellow Valley Strong Business Members and learn how Valley Strong partnered in their success.
YOU BETTER BELIEVE THERE ARE
MEMBER BENEFITS
Discover extended perks and additional bonuses that enhance your daily engagements.
FREE CREDIT REPORTS
Keep tabs on your financial health and make informed decisions to improve your credit score.
TAX SERVICES
Simplify tax season with discounts and expert services for a hassle-free filing.
GROUP LEGAL
Navigate legal matters easily with affordable access to legal services.
IBIS INDUSTRY REPORTS
Business members get a complimentary IBIS trends report for their industry.
Explore our DIVERSE
business savings accounts
A range of business savings accounts to fit your unique circumstances
BUSINESS SAVINGS CERTIFICATE
Maximize your business's savings with competitive secure interest rates.
Learn More
BUSINESS ESCROW CLUB
Safeguard your transactions and ensure compliance in complex agreements.
Learn MoreOPEN YOUR
ACCOUNT TODAY
Experience the benefits of Valley Strongs Business Money Market Account
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BUSINESS SOLUTIONS
Business Credit Cards
Discover flexible options to match your spending habits or build credit for a stronger financial future.
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Business Checking accounts
Experience the difference with Business Checking Accounts, to help meet your everyday business needs.
Learn More