Personal Loans
Personal loans that give you options
Personal loans that give you options
Payment protection is also available, just in case.
Find flexible installment loans that fit most situations.
Personal loan rates | |||
---|---|---|---|
CONSUMER LOANS | Maximum Repayment | Fixed Rate Annual Percentage Rates | Estimated Payment per $1,000 Borrowed |
Smart Personal Loan: Maximum: $20,000 | 60 Mo. | Lowest - Highest 13.25% - 23.00% |
Lowest - Highest $22.88 - $28.19 |
Secure overdraft protection when using your Visa Check Card or writing a personal check. Available for cash advances, too.
Ready cash line of credit rates | |||
---|---|---|---|
CONSUMER LOANS | Maximum Repayment | Non-Variable Annual Percentage Rates | Estimated Payment per $1,000 Borrowed |
Ready Cash Line of Credit/ Overdraft Protection | N/A | Lowest - Highest 15.75% - 23.00%** |
$30* |
A personal loan for homeowners with a rate discount based on the length of your banking relationship with Valley Strong.
Personal Plus loan rates | |||
---|---|---|---|
Repayment Terms | Loan Amount | Fixed Rate Annual Percentage Rates2 | Estimated Payment per $1,000.00 |
Lowest – Highest | Lowest – Highest | ||
Up to 60 months | < $10,000 | 13.25% - 23.00% | $22.88 - $28.19 |
Up to 120 months | $10,000 - $35,000 | 13.25% - 23.00% | $15.08- $21.35 |
Account must be in good standing. Proof of income and credit approval required.
*Loan is unsecured and is not a mortgage product. Proof of home ownership required. Limit one per household.
1No other discounts may apply.
2Rates and terms will vary based on the credit worthiness of individual applicants.