Business Share Savings Rates| Average Daily Balance | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|
| up to $999.99 | $5 | 0.05% | 0.05% |
| $1,000 - 4,999.99 | $5 | 0.05% | 0.05% |
| $5,000 - 9,999.99 | $5 | 0.05% | 0.05% |
| $10,000 and over | $5 | 0.10% | 0.10% |
Rates effective as of 04/01/2026. All Rates, terms, and conditions subject to change. Rates are variable and may change after the account is opened. Fees may reduce earnings.
Business Simple Savings Rates| Average Daily Balance | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|
| up to $999.99 | $5 | 0.05% | 0.05% |
| $1,000 - 4,999.99 | $5 | 0.05% | 0.05% |
| $5,000 - 9,999.99 | $5 | 0.05% | 0.05% |
| $10,000 and over | $5 | 0.10% | 0.10% |
Rates effective as of 04/01/2026. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly. All Rates, terms, and conditions subject to change. Rates are variable and may change after the account is opened. Fees may reduce earnings.
Business Money Market Savings Rates| Daily Balances of | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|
| $1,000 - 9,999.99 | $1,000 | 0.15% | 0.15% |
| $10,000 - 49,999.99 | $1,000 | 0.25% | 0.25% |
| $50,000 - 99,999.99 | $1,000 | 0.35% | 0.35% |
| $100,000 - 249,999.99 | $1,000 | 0.50% | 0.50% |
| $250,000 - 499,999.99 | $1,000 | 0.75% | 0.75% |
| $500,000 and over | $1,000 | 1.00% | 1.01% |
Rates effective as of 04/01/2026. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly. All Rates, terms, and conditions subject to change. Rates are variable and may change after the account is opened. Fees may reduce earnings.
Business Escrow Club Rates| Daily Balances of | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|
| $1,000 - 9,999.99 | $1,000 | 0.15% | 0.15% |
| $10,000 - 49,999.99 | $1,000 | 0.25% | 0.25% |
| $50,000 - 99,999.99 | $1,000 | 0.35% | 0.35% |
| $100,000 - 249,999.99 | $1,000 | 0.50% | 0.50% |
| $250,000 - 499,999.99 | $1,000 | 0.75% | 0.75% |
| $500,000 and over | $1,000 | 1.00% | 1.01% |
Rates effective as of 04/01/2026. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly. All Rates, terms, and conditions subject to change. Rates are variable and may change after the account is opened. Fees may reduce earnings.
Public Business Money Market| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 3.842% | 3.91% | 3.91% annual percentage yield (APY) is based on a dividend rate of 3.842%. Offer valid as of 05/1/26. $1,000 minimum deposit required and must be maintained to retain the promotional APY. Rates are subject to change. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required. |
Business Share Certificate Rates| Account Name | Minimum to Open/Earn APY | Dividend Rate | Annual Percentage Yield (APY) |
|---|
| 6 Months Share Certificate | $1,000 | 0.40% | 0.40% |
| 12 Months Share Certificate | $1,000 | 0.80% | 0.80% |
| 18 Months Share Certificate | $1,000 | 1.00% | 1.00% |
| 24 Months Share Certificate | $1,000 | 1.15% | 1.15% |
| 36 Months Share Certificate | $1,000 | 1.50% | 1.50% |
Rates effective as of 04/01/2026. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly. All Rates, terms, and conditions subject to change. Rates are variable and may change after the account is opened. Rates may vary by county. Fees may reduce earnings.
Promotional Smart Business Money Market| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 2.129% | 2.15% | For Kern, Kings, and Tulare Counties: 2.25% annual percentage yield (APY) is based on an interest rate of 2.227%. Offer valid as of 05/01/2026. $1,000 minimum deposit required and must be maintained to retain the promotional APY. After promotion period ends, rates are subject to change. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required. |
Promotional Relationship Business Money Market| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 2.374% | 2.40% | For Kern, Kings, and Tulare Counties: 2.40% annual percentage yield (APY) is based on a dividend rate of 2.374%. Offer valid as of 05/01/2026. Relationship Money Market Pricing may be applied to both business and consumer money market products. Rates are variable and subject to change. Fees may reduce earnings. Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $1,000 minimum deposit of new funds required for Business Checking and Business Money Market and must be maintained to earn the promotional APY. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. |
Promotional Smart Business Money Market| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 2.96% | 3.00% | For San Joaquin and Solano County: 3.00% annual percentage yield (APY) is based on an interest rate of 2.96%. Offer valid as of 05/01/2026. $1,000 minimum deposit required and must be maintained to retain the promotional APY. After promotion period ends, rates are subject to change. Fees may reduce earnings. This is a variable account. Valley Strong Membership is required. |
Promotional Relationship Business Money Market| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 3.203% | 3.25% | For San Joaquin and Solano County: 3.25% annual percentage yield (APY) is based on a dividend rate of 3.203%. Offer valid as of 05/01/2026. Relationship Money Market Pricing may be applied to both business and consumer money market products. Rates are variable and subject to change. Fees may reduce earnings. Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $1,000 minimum deposit of new funds required for Business Checking and Business Money Market and must be maintained to earn the promotional APY. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. |
Promotional Business Certificate| Special Dividend Rate | Annual Percentage Yield (APY) | Terms and Conditions |
|---|
| 3.687% | 3.75% | ¹The 8-month certificate offer is effective starting 10/01/26. 3.75% annual percentage yield (APY) is based on a dividend rate of 3.687%. $1,000 minimum opening deposit. New money must be deposited to obtain promotional rate. New money is defined as funds not currently on deposit with Valley Strong Credit Union. After initial 8-month term, funds will automatically renew into a traditional 12-month business certificate. A penalty equal to 90 days of dividends may be assessed for early withdrawal. Fees may reduce earnings. Valley Strong Membership is required. This offer may be withdrawn at any time. |
