Business Schedule of Fees
Services and safe deposit box fees
Rates current as of 07/01/2021.
All fees, terms, and conditions subject to change.
| Business Banking Services | |
|---|---|
| No Cost | Account Research |
| $0.18 | ACH Credit |
| $0.18 | ACH Debit |
| $0.15 | ACH Origination Credit - Online Banking BizNet |
| $0.15 | ACH Origination Debit - Online Banking BizNet |
| $15 | Bank Wires (Incoming) |
| $25 | Bank Wires (Outgoing) (Outgoing wires must be submitted by 12:00 pm to be processed that business day) |
| No Cost | Business Visa Check Card Replacement |
| No Cost | Cashier's Checks |
| $0.0012 | Cash & Coin Deposited or Withdrawn Over Account Type Limit |
| No Cost | Check Copy |
| $15 | Check by Phone |
| Prices Vary | Check Printing Fees |
| No Cost | Checking Account Overdraft Transfer From Savings |
| $0.20 | Checks Deposited - Basic Business Checking |
| $0.25 | Checks Deposited - Business Plus Checking |
| $0.20 | Checks Paid - Basic Business Checking |
| $0.25 | Checks Paid - Business Plus Checking |
| $30 | Checking Account Non-Sufficient Funds (Per Presentment – Including Automated Clearing House Items) |
| $30 | Checking Account Overdraft Privilege Fee |
| No Cost | Coin Sorter |
| $15 | Collection Items (Incoming, Outgoing, Domestic and Foreign) |
| No Cost | Deposit Copy |
| $15 | Deposit Returned by any Financial Institution to the Credit Union |
| $25 | District Attorney Check Buster Request Processing Fee |
| $3 | Dormant Account Monthly Service Charge |
| $1 | Foreign ATM Transaction |
| 1% of Purchase Amount | Foreign Country Transaction Fee |
| No Cost | Mobile Banking Business |
| No Cost | Money Orders |
| No Cost | Non-member Check Cashing Fee |
| $30 | Processing of Legal Documents |
| $100 | Real Estate Application Fee |
| No Cost | Returned Item - (Re-clear) |
| $5 per month | Returned Mail |
| $30 | Stop Payment and Renewal Stop Payment |
| No Cost | Share Account Closure Within 90 Days of Opening |
| No Cost | Statement Copy |
| No Cost | Transaction Printouts |
| $4.00 | VRU Photocopy Request |
Rates current as of 07/01/2021.
All fees, terms, and conditions subject to change.
| Safe Deposit Boxes | |
|---|---|
| $195 | Drilling of Box by Locksmith/New Lock |
| $20 | Key Deposit |
| $11 | Key Replacement |
| $45 | Rental of 3 × 5 Box Annual Fee |
| $55 | Rental of 5 × 5 Box Annual Fee |
| $80 | Rental of 3 × 10 Box Annual Fee |
| $100 | Rental of 5 × 10 Box Annual Fee |
| $120 | Rental of 6 × 10 Box Annual Fee |
| $175 | Rental of 10 × 10 Box Annual Fee |
Rates current as of 07/01/2021.
All fees, terms, and conditions subject to change.
| Checking | ||
|---|---|---|
| Account Name | Minimum to Open | Fees and Charges |
| Basic Business Checking | $100 | $10 monthly maintenance fee. Fee waived with $1,500 minimum daily balance or $3,000 average daily balance. Up to 100 checks written, 100 deposited items, $5,000 cash deposited, and $5,000 in change orders. |
| Business Plus Checking | $100 | $18 monthly maintenance fee. Fee waived with $5,000 minimum daily balance or $10,000 average daily balance. Up to 300 checks written, up to 300-deposited items, $12,000 cash deposited, and $12,000 in change orders. |
| Business Analysis Checking | $100 | $20 monthly maintenance fee. Earnings credit may offset fees. Per transaction, fees are assessed monthly. (See per item Fee Schedule for details) |
| Community Non-Profit Checking | $100 | $7.00 monthly maintenance fee. Fee waived with $7,500 minimum daily balance or $15,000 average daily balance. Up to 200 checks written, up to 300 deposited items, no charge for cash deposits, and no charge for change orders. |
Rates current as of 07/01/2021.
All fees, terms, and conditions subject to change.
| Account Analysis Service* | |
|---|---|
| General Account Services | |
| $0.18 | Credits Posted |
| $0.18 | Debits Posted |
| Depository Services | |
| $0.0012 | Cash & Coin Deposited or Withdrawn |
| $0.10 | Checks Deposited |
| $1.25 | Deposit |
| $15 | Deposit Item Returned |
| $5.00 | Deposit Correction - Cash |
| No Cost | Return Item - Re-clear |
| Paper Disbursement Services | |
| No Cost | Cashier's Checks |
| No Cost | Check Copy |
| $0.20 | Checks Paid |
| $0.20 | Deposit Copy |
| No Cost | Money Order |
| No Cost | Non Member Check Cashing |
| $0.25 | Checks Paid - Business Plus Checking |
| $30 | Checking Account Non-Sufficient Funds (Per Presentment – Including Automated Clearing House Items) |
| No Cost | Statement Copy |
| $30 | Stop Payment and Renewal Stop Payment |
| General ACH Services | |
| $0.18 | ACH Credit |
| $0.18 | ACH Debit |
| $0.15 | ACH Origination Credit - Online Banking DataNet |
| $0.15 | ACH Origination Debit - Online Banking DataNet |
| Business Electronic Banking | |
| No Cost | DataNet Basic Online Banking - View Accounts |
| $30.00 | Bill Pay Expedited Check |
| $9.95 | Bill Pay Expedited Electronic (ACH) |
| $10 | Business Plus ACH Origination |
| $10 | Business Plus Wire Transfers |
| $15 | Business Premium with Wires & ACH |
| No Cost | Mobile Banking Business |
| No Cost | Mobile Deposit Business |
| $40.00 | Remote Desktop Deposit |
| $0.13 | RDC Deposited Check Image (Per Item) |
| Positive Pay | |
| $40 | Pro Chex |
| $10 | Pro Chex Service Additional Account |
| $15 | Pro Chex Return Item |
| $50 | Pro Chex Payee |
| $0.12 | Pro Chex Payee Per Item |
| $25 | Pro Tech |
| $15 | Pro Tech Return Item |
| $10 | Positive Pay Origination |
| $5 | Positive Pay Origination Batch Reject |
| Wire Services | |
| $15 | Wire - Incoming Domestic |
| $25 | Wire - Outgoing Domestic |
| Earnings Credit | |
| 0.50% | Standard Earnings Credit Rate |
*Fees apply to Analysis Checking.
| Business share Savings rates | |||
|---|---|---|---|
| Average Daily Balance | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
| up to $999.99 | $5 | 0.05% | 0.05% |
| $1,000 - 4,999.99 | $5 | 0.05% | 0.05% |
| $5,000 - 9,999.99 | $5 | 0.05% | 0.05% |
| $10,000 and over | $5 | 0.10% | 0.10% |
Rates effective as of 07/01/2021.
All Rates, terms and conditions subject to change.
Rates are variable and may change after account is opened. Fees may reduce earnings.
| Business money market Savings rates | |||
|---|---|---|---|
| Daily Balances of: | Minimum Opening Deposit | Dividend Rate | Annual Percentage Yield (APY) |
| $1,000 - 9,999.99 | $1,000 | 0.05% | 0.05% |
| $10,000 - 99,999.99 | $1,000 | 0.10% | 0.10% |
| $100,000 - 249,999.99 | $1,000 | 0.30% | 0.30% |
| $250,000 - 499,999.99 | $1,000 | 0.40% | 0.40% |
| $500,000 and over | $1,000 | 0.65% | 0.65% |
Rates effective as of 07/01/2021.
All Rates, terms and conditions subject to change.
Rates are variable and may change after account is opened. Fees may reduce earnings. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly.
| Business share certificate rates | |||
|---|---|---|---|
| Account Name | Minimum to Open/Earn APY | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Months Share Certificate | $ 1,000 | 0.10% | 0.10% |
| 12 Months Share Certificate | $ 1,000 | 0.20% | 0.20% |
| 18 Months Share Certificate | $ 1,000 | 0.25% | 0.25% |
| 24 Months Share Certificate | $ 1,000 | 0.35% | 0.35% |
| 36 Months Share Certificate | $ 1,000 | 0.50% | 0.50% |
Rates effective as of 07/01/2021.
All Rates, terms and conditions subject to change.
Rates are variable and may change after account is opened. Fees may reduce earnings. Accounts with less than $1,000 will not earn dividends. Dividends compounded and paid monthly.