SHARE CERTIFICATE

LOCK IN YOUR FUTURE WITH
SHARE CERTIFICATES

Offering a fixed rate of return, providing a reliable and secure way to grow your savings over time.

Competitive Interest Rates

Benefits from higher yields than regular savings, with rates ensuring your money works harder for you.

Flexible Terms

Choose the term that fits your financial goals, with options ranging from 6 to 36 months, giving you control over your investment timeline.

Benefit section

Simplfied Savings

With a minimal deposit requirement and an Annual Percentage Yield (APY) of 0.05%, the Simple Saver Certificate is perfect starting point for new savers.

LEVERAGE YOUR SAVINGS WITH

PREMIUM CERTIFICATE PERKS

AUTOMATED GROWTH

Automate your savings with monthly deposits, effortlessly building your nest egg.

EARLY ACCESS

Access funds within 18 months, or less maintaining flexibility for your short-term goals.

FEDERALLY INSURED

Enjoy peace of mind knowing your investments are federally insured up to $250,000.

SHARE CERTIFICATE RATES

ACCOUNT NAME	MINIMUM OPENING / EARN APY	DIVIDEND RATE*	ANNUAL PERCENTAGE YIELD (APY)
6 Months Share Certificate	$1000/$1000	.399%	.40%
12 Months Share Certificate	$1000/$1000	2.031%	2.05%
18 Months Share Certificate	$1000/$1000	.995%	1.00%
24 Months Share Certificate	$1000/$1000	1.144%	1.15%
36 Months Share Certificate	$1000/$1000	1.50%	1.51%

*See your Valley Strong Truth-In-Savings Disclosure (About Your Credit Union Accounts) for the dividend compounding method of calculating dividends, early withdrawal penalties and general terms and conditions. There is a 10-day grace period after maturity to make changes/withdrawals with no penalty.
Early withdrawl penalties may apply.
Rates effective as of 11/1/2026.
All rates, terms and conditions subject to change.

SIMPLE SAVER RATES

ACCOUNT NAME	MINIMUM OPENING / EARN APY	DIVIDEND RATE*	ANNUAL PERCENTAGE YIELD (APY)
12 Months Simple Savers Certificate	$25/$25	.05%	.05%

*Fees may reduce earnings. Early withdrawal penalties may apply. A minimum of $25 must be deposited monthly to the Simple Saver Certificate through some form of automated transaction (e.g. payroll deduction or automatic transfer).
Early withdrawl penalties may apply.
Rates effective as of 10/1/2024.
All rates, terms and conditions subject to change.

GET STARTED WITH A

SHARE CERTIFICATES

Enjoy secure, higher-than-average returns and grow your savings steadily.

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