Business Special Offers
Maximize your
Business Potential
Our business offers are built to support your company’s financial growth, with rates and services designed for the way you work.
New Business Offer
Get 3 months of business checking with treasury management services, plus your first order of business checks—at no cost2.
- Treasury Management Services
- First order of business checks
- 24/7 Mobile banking access
- Up to $750 Value
3.75% APY3 8-Month Business Certificate
Money that sits idle isn’t doing much for your business. A Business Certificate locks in a rate for your term, so your reserves grow steadily while staying clear of market swings.
- Fixed 3.75% APY for the full 8-month term is based on a dividend rate of 3.687%.
- $1,000 minimum opening deposit
- Federally insured up to $250,000 by NCUA
Secured Business Operating Line of Credit1
$100,000 to $500,000 Available
Cash flow has its busy stretches and its quiet ones. A line of credit puts funds within reach when you need them, and you pay only for what you use.
Variable rate starting at Prime Rate less 1.00% (Floor rate of 5%)
- Interest-only monthly payments
- Origination fee waived
- Active business operating account required
- Annual review required; renewal is not automatic
- Available to new business members and existing members without a current Valley Strong business loan
Up to 100% Equipment Financing1
The right equipment can change what your team is able to take on. Financing lets you bring it in now and pay over time, so your cash stays free for everything else.
- Up to 100% financing on eligible new equipment
- Up to 80% financing on eligible used equipment
- Rates starting at 7.00% APR
- Financing up to $500,000
- 5-year term with automatic payments from a Valley Strong business checking account
Treasury Services 90-Day Fee Waiver1
Receive 90 days of waived recurring fees on eligible new treasury management services when you add a qualifying commercial loan.
Eligible services may include:
- ACH Origination
- Positive Pay
- Remote Deposit Capture
- Wire Services
- Online Banking for Business
BUILT TO GROW
YOUR BUSINESS
Take advantage of these growth offers by putting your reserves to work, keep credit within reach, finance new equipment, and simplify daily operations, all with one team behind you
Contact UsImportant Information
1Membership eligibility required. A $5 business membership must be established and maintained. Offers apply to complete applications received between October 1 and December 31, 2026. All loans are subject to application, credit approval, underwriting, collateral requirements, Valley Strong policy, and final documentation.
Rates, APRs, fees, terms, and eligibility requirements vary based on creditworthiness and other factors. Advertised "starting at" rates are available only to the most qualified applicants and may not be available to all applicants.
The operating line of credit features a variable rate tied to Prime Rate and is subject to a 5.00% minimum rate. Equipment financing is subject to collateral eligibility, valuation, and applicable loan-to-value requirements. Treasury Services fee waivers apply only to qualifying services; standard fees apply after the promotional period.
Offers are for business and commercial purposes only. Offers are subject to product availability, campaign limits, concentration limits, membership eligibility, and credit union approval and may be modified, suspended, discontinued, or withdrawn before issuance of a written commitment, subject to applicable law. Commercial financing disclosures will be provided when required by law.
2A Business Share Account is required for Valley Strong Membership. This offer is valid only for new business checking accounts. You are ineligible if you currently have or have previously had a business checking account with Valley Strong Credit Union. Business Checking account must be opened with a $100 minimum balance to qualify. Treasury Management Services requires enrollment in business online banking to activate the services. Visit valleystrong.com/business-schedule-fees or any branch location to receive our full rate and fee schedule. Offer expires 12/31/2026.
Valley Strong Credit Union reserves the right to modify, restrict, change, or terminate the promotion at any time. If you are flagged for abuse of the promotion, you will be ineligible for future promotional offers. By participating in the promotion, you agree to these Terms and Conditions. For any questions, please contact Valley Strong Credit Union directly.
3The 8-month certificate offer is effective starting 10/01/26. 3.75% annual percentage yield (APY) is based on a dividend rate of 3.687%. $1,000 minimum opening deposit. New money must be deposited to obtain promotional rate. New money is defined as funds not currently on deposit with Valley Strong Credit Union. After initial 8-month term, funds will automatically renew into a traditional 12-month business certificate. A penalty equal to 90 days of dividends may be assessed for early withdrawal. Fees may reduce earnings. Valley Strong Membership is required. This offer may be withdrawn at any time.
Additional terms and conditions apply. See the full Promotional Product Offers Terms and Conditions for complete details.