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Shared Secured Loan

UNDERSTAND THE BENEFITS OF
shared secured loan

Borrow against your savings or certificate at low rates, earn dividends, and pay yourself back.

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INTEREST SAVINGS

Secure lower interest rates with your savings for cost-effective borrowing.

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SAVINGS INTACT

Earn dividends on your savings, letting your money grow as you borrow.

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QUICK ACCESS

Access funds quickly with an easy application process, getting credit when needed.

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PAYMENT PROTECTION OPTIONS

Safeguard your finances with reliable payment protection options

Shared Secured Loan as low as

8.50% APR

Valley Strong's personal loans offer crucial financial support for life's big moments, helping you achieve your dreams with confidence and ease.

Apply Now
CONSUMER LOANSMAXIMUM LOAN AMOUNTMAXIMUM REPAYMENTFIXED RATE ANNUAL PERCENTAGE RATES*ESTIMATED PAYMENT PER $1,000 BORROWED
Share CertificateUp to 100% of share certificateNot to exceed maturity date of certificate8.50%$31.57
Share SecuredUp to 100% of the available shares144 Mo.8.50%$11.10

*Rates and terms will vary based on the credit worthiness of individual applicants. Payment per $1000 is based on a 36 month term with an APR of 8.50%.
Payment per $1000 based on a 144 month term with an APR of 8.50%.
Rates Effective As 10/1/2024.
All rates, terms and conditions subject to change

I've had auto loans and personal loans through Valley Strong with no issues. Their loan department is fantastic. I've banked with them since I was a teenager and don't plan on changing.

Matt R.

Valley Strong Member since 2015

Used Auto Loan Personal Loan

Your Shared Secured Loan,
Just a click away

Unlock financial flexibility with Valley Strong – apply for your Shared Secured Loan
today and take control of your financial future.

Apply Now

Discover the convenience of our
MOBILE APP 

Experience effortless account access and financial management anytime, anywhere. 

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Mobile Wallets

Easily add your credit or debit card to your favorite mobile wallets like Apple Pay®, Google Pay®, or Samsung Pay® for secure, contactless payments.

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Card Management

Manage your cards with ease! Set limits and alerts, block or unblock cards and merchants, update PINs and activate or replace cards.

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FREE TRANSFERS WITH ZELLE

Send and receive money quickly with Zelle®—an easy, no-fee way to transfer funds to family and friends, right from your phone.

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Mobile Check Deposits

Skip the trip to the branch—snap a photo of your check and deposit it directly into your account using your smartphone, anytime, anywhere.

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Worry-Free Borrowing with Payment Protection Options

Life is unpredictable, but your loan payments don't have to be. Valley Strong offers Payment Protection options for your personal loan, ensuring that during life's unforeseen events, you're covered. It's the safeguard that keeps your financial goals on track, no matter what. Speak with our representatives to apply payment protection with your loan.

Explore our DIVERSE
PERSONAL loan offerings

A range of loans to fit your unique circumstances

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Personal Loan

Versatile solutions for any financial need.

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PERSONAL LOAN PLUS

Enhanced benefits for homeowners.

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Share Secured Loan

Leverage your savings for lower rates.

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School Employee Loan

Special terms designed for educators.

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You can never have too much

Financial IQ

Expand your financial knowledge with tons of resources

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Expert Lead Workshops

Workshops & Webinar

Attend our financial workshops to get guidance from experts and network with Valley Strong Members.

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Financial Education Courses

Financial Literacy Center

Access courses to help make the most of your finances on the Valley Strong Financial Literacy Center.

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Financial Articles & Success Stories

Blog

Read about fellow Valley Strong Members and learn how Valley Strong partnered in their success.

Learn More

Your Shared Secured Loan,
Just a click away

Unlock financial flexibility with Valley Strong – apply for your Shared Secured Loan
today and take control of your financial future.

Apply Now

Explore More

FINANCIAL SOLUTIONS

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CREDIT CARDS

Discover flexible options to match your spending habits or build credit for a stronger financial future.

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Auto Loans

Get competitive rates and flexible terms to finance your new or used car.

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Savings Accounts

Experience the difference with Savings Accounts, where your financial growth is our priority

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