Visa Credit Cards
Spend globally, apply locally
Choose a Visa Credit Card that fits you and supports your community.
- Zero annual fee.
- Fraud protection.
- 24/7 access to account information.
- Accepted at millions of merchants and stores worldwide.
- Access to more than 562,000 ATMs across the globe.
- Service at any conveniently located branch.
Platinum Card
A card with flexible terms and limits tailored to your current needs.
Rewards Card
You'll earn 1% cash back on every purchase.
Secured Card
Helps establish and build credit.
| Visa Credit Card Features & Benefits | |||
|---|---|---|---|
| Compare Cards | Visa Platinum | Visa Rewards | Visa Secured |
| Cardholders | Single or joint account, authorized users | Single or joint account, authorized users | Single or joint account, authorized users |
| Credit Limits | $300 – $50,000 | $300 – $50,000 | $300 – $5,0001 |
| Annual Fee | No Way | No Way | No Way |
| Balance Transfer Fee | No Way | No Way | No Way |
| Online Account Management | Of Course | Of Course | Of Course |
| Earn 1% cash back on every purchase. Cash back earnings will be credited monthly to your credit card account. |
Opt for Visa Rewards card | Of Course | Opt for Visa Rewards card |
| Annual Percentage Rate for Purchases | 8.50% - 15.65%* | 12.00% - 15.65%* | 16.5% Fixed Rate |
*Rates and terms will vary based on the credit worthiness of individual applicants.
APR will vary with the market, based on Prime Rate.
1The approved credit limit can be 100% of the available balance in the Secured Visa Club Account.
Rates effective as of 07/12/2021.
All rates, terms and conditions subject to change.
Other features and benefits with all cards:
- Cash advance at ATMs.
- Emergency card replacement.
- Lost/stolen card reporting.
- Roadside dispatch.
- Travel and emergency services.
- Visa concierge services.