Visa Credit Cards
Spend globally, apply locally
Choose a Visa Credit Card that fits you and supports your community.
- Zero annual fee.
- Fraud protection.
- 24/7 access to account information.
- Accepted at millions of merchants and stores worldwide.
- Access to more than 562,000 ATMs across the globe.
- Service at any conveniently located branch.
Platinum Card
A card with flexible terms and limits tailored to your current needs.
Rewards Card
You'll earn 1% cash back on every purchase.
Secured Card
Helps establish and build credit.
| Visa Credit Card Features & Benefits | |||
|---|---|---|---|
| Compare Cards | Visa Platinum | Visa Rewards | Visa Secured |
| Cardholders | Single or joint account, authorized users | Single or joint account, authorized users | Single or joint account, authorized users |
| Credit Limits | $300 – $20,000 | $300 – $20,000 | $300 – $5,0001 |
| Annual Fee | No Way | No Way | No Way |
| Balance Transfer Fee | No Way | No Way | No Way |
| Online Account Management | Of Course | Of Course | Of Course |
| Earn 1% cash back on every purchase. Cash back earnings will be credited monthly to your credit card account. |
Opt for Visa Rewards card | Of Course | Opt for Visa Rewards card |
| Annual Percentage Rate for Purchases | 8.50% - 15.65%* | 12.00% - 15.65%* | 16.5% Fixed Rate |
*Rates and terms will vary based on the credit worthiness of individual applicants.
APR will vary with the market, based on Prime Rate.
1The approved credit limit may not exceed 90% of the available balance in Secured Visa Club Account.
Rates effective as of 01/01/2021.
All rates, terms and conditions subject to change.
Other features and benefits with all cards:
- Cash advance at ATMs.
- Auto rental collision damage waiver.
- Emergency card replacement.
- Lost/stolen card reporting.
- Roadside dispatch.
- Travel and emergency services.
- Visa concierge services.
- Warranty manager services.