Savings Accounts

Simple Saver Certificate

Our Simple Saver Certificate has a minimum opening deposit of just $25 to make it easier to start saving for your financial goals.

*Early withdrawal penalties may apply.

Rates effective as of 2/1/2023.
All rates, terms and conditions subject to change.

Short and Long-Term Certificates

With a minimum opening deposit as little as $1,000, find the share certificate option that best fits your life. Here’s what you’re looking at:

• Short-term certificates:
  • Access your funds within 18 months or less.
  • 6-, 12-, and 18-month terms.
• Long-term certificates:
  • The longer you wait, the higher the dividend.
  • 24- and 36-month terms.

*Early withdrawal penalties may apply.

Rates effective as of 2/1/2023.
All rates, terms and conditions subject to change.

Protect your money. Provide for loved ones after your death. Take advantage of possible tax breaks. How? Just consult a lawyer and a financial advisor about where you are in life to understand all your options. Then visit any of our conveniently located branches to open any of the following trust accounts:

• Revocable (Living Trust).
• Irrevocable.
• Totten.
• Court Ordered.
• Conservator/Guardian.
• Uniform Transfers to Minors Act (UTMA).
• Minor.
• Relief Fund.
• Representative Payee.
• Estate.

Act in the best interest of everyone involved with any of our solid Fiduciary Accounts:

• Court Ordered.
• Conservator/Guardian.
• Uniform Transfers to Minors Act (UTMA).
• Relief Fund.
• Representative Payee.
• Estate.

Summer Pay

Don't receive a paycheck during the summer months? Try a Summer Pay Club Account to set aside money from your paycheck.

Benefits include:

• Automatic transfer of funds from each paycheck to your Summer Pay Club Account.
• Automatic distribution of funds into your checking or savings during the summer.

Classroom Supply Loan

Purchase the materials and tools you need to make your classroom a success.

Includes:

• Up to $1,000, terms up to 10 months. †
• No interest.*
• No credit qualifying; must be a classroom teacher.

Educator Computer Loan

Purchase a new computer, software, or hardware such as additional storage, printers, and scanners.

Includes:

• Up to $2,500 with flexible terms.
• Additional 0.25% rate discount available.
• Available to all school employees.**

School Employee Loans

For more information or to open a Summer Pay Account, visit any of our branches, use Live Chat on our website or call our Contact Center at (800) 221-3311.

†Payment Example: A $1,000 loan for 10 months at 0% Annual Percentage Rate will have monthly payments of $100.

*To be eligible for 0% Annual Percentage Rate, applicant must enroll in automatic payments with Valley Strong and provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%. Limit one Classroom Supply Loan per calendar year.
Educator Computer: Purchase a new computer, software, or hardware such as additional storage, printers and scanners.

• Available to all school employees**
• Up to $2,500 with flexible terms
• Additional 0.25% rate discount available\

**All loans subject to credit approval to take advantage of this offer. To qualify for 0.25% rate discount, applicant must enroll in automatic payments with Valley Strong. To qualify for the current advertised rate of this loan, applicant must provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%.