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Savings Accounts

Grow your tomorrow by saving today

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Regular Shares  •  Regular Club  •  Money Market

 

Regular Shares Card Image
Just $5 gets you started with a Regular Shares (Everyday Savings) Account.​


 

Open a Regular Shares Account 

BENEFITS
Minimum Opening Balance
$5
Monthly Service Fee
$0
Earns Dividends
Yes
No Fee ATM Network Access
Yes
Available ATM Card
Yes
Free Online Banking
Yes


Additional Features:

  • Immediate withdrawals.​

  • Competitive dividend rates compounded and paid quarterly.​

  • Online banking and Mobile App access.​

  • Complimentary Statements or eStatements.​

  • Access to a network of more than 30,000 ATMs.​

  • Federally insured up to $250,000 by NCUA.

Open a Regular shares account   ACCOUNT DETAILS


All rates, terms and conditions subject to change.

Regular Club Header
A Regular Club Savings Account gives you the flexibility to save money for the holidays or other special occasions. Important! A Regular Shares (Everyday Savings) Account is required to open a Regular Club Account.

Open a Regular Club Account 

BENEFITS
Minimum Opening Balance
$5
Monthly Service Fee
$0
Earns Dividends
Yes
No Fee ATM Network Access
Yes
Available ATM Card
Yes
Free Online Banking
Yes


Additional Features:

  • Dividends compounded and paid quarterly.​

  • Free online access and statements. 

  • Accessibility through DataNet online banking, DataMobile app, DataVoice, the Contact Center, or by visiting any of our conveniently located branches.
     

 

Open regular club account   ACCOUNT DETAILS


All rates, terms and conditions subject to change.

Money Market Card Image
Your $1,000 investment gets you into a money market with tiered dividend rates. Important! A Regular Shares (Everyday Savings) Account is required to open a Money Market Account.
 

Open a Money Market Account 

BENEFITS
Minimum Opening Balance
$1,000
Monthly Service Fee
$0
Earns Dividends
Yes
No Fee ATM Network Access
Yes
Available ATM Card
Yes
Free Online Banking
Yes


Additional Features:

  • Checks made payable to a third party.​

  • Preauthorized or automatic transfers to a third party.​

  • Transfers initiated through DataNet online banking, DataMobile app, DataVoice, or the Contact Center.

     

 

Open A Money Market account   ACCOUNT DETAILS


All rates, terms and conditions subject to change.

Additional Savings Accounts Offered By Valley Strong

  • Share Savings Certificates

     

    Simple Saver Certificate

    Our Simple Saver Certificate has a minimum opening deposit of just $25 to make it easier to start saving for your financial goals.

    *Early withdrawal penalties may apply.

    simple saver certificate rates
    Account Name Minimum to Open/Earn APY Dividend Rate Annual Percentage Yield (APY)
    12 Months Simple Saver Certificate $25 / $25 .05% .05%
    Fees may reduce earnings. Early withdrawal penalties may apply. A minimum of $25 must be deposited monthly to the  Simple Saver Certificate through some form of automated transaction (e.g. payroll deduction or automatic transfer).

    Rates effective as of 8/1/2022.
    All rates, terms and conditions subject to change.

     

    Short and Long-Term Certificates

    With a minimum opening deposit as little as $1,000, find the share certificate option that best fits your life. Here’s what you’re looking at:

    • Short-term certificates:
      • Access your funds within 18 months or less.
      • 6-, 12-, and 18-month terms.
    • Long-term certificates:
      • The longer you wait, the higher the dividend.
      • 24- and 36-month terms.

    *Early withdrawal penalties may apply.

     

    share certificate rates
    Account Name     Minimum to Open/Earn APY Dividend Rate Annual
    Percentage
    Yield (APY)
    6 Months Share Certificate $ 1,000 / $1,000 .10% .10%
    12 Months Share Certificate $ 1,000 / $1,000 .20% .20%
    18 Months Share Certificate $ 1,000 / $1,000 .25% .25%
    24 Months Share Certificate $ 1,000 / $1,000 .35% .35%
    36 Months Share Certificate $ 1,000 / $1,000 .50% .50%
    See your Valley Strong Truth-In-Savings Disclosure (About Your Credit Union Accounts) for the dividend compounding method of calculating dividends, early withdrawal penalties and general terms and conditions. There is a 10-day grace period after maturity to make changes/withdrawals with no penalty.

    Rates effective as of 8/1/2022.
    All rates, terms and conditions subject to change.

  • Trust Accounts

    Protect your money. Provide for loved ones after your death. Take advantage of possible tax breaks. How? Just consult a lawyer and a financial advisor about where you are in life to understand all your options. Then visit any of our conveniently located branches to open any of the following trust accounts:

    • Revocable (Living Trust).
    • Irrevocable.
    • Totten.
    • Court Ordered.
    • Conservator/Guardian.
    • Uniform Transfers to Minors Act (UTMA).
    • Minor.
    • Relief Fund.
    • Representative Payee.
    • Estate.
  • Fiduciary Accounts

    Act in the best interest of everyone involved with any of our solid Fiduciary Accounts:

    • Court Ordered.
    • Conservator/Guardian.
    • Uniform Transfers to Minors Act (UTMA).
    • Relief Fund.
    • Representative Payee.
    • Estate.
  • School Employee Products

    Summer Pay

    Don't receive a paycheck during the summer months? Try a Summer Pay Club Account to set aside money from your paycheck.

    Benefits include:

    • Automatic transfer of funds from each paycheck to your Summer Pay Club Account.
    • Automatic distribution of funds into your checking or savings during the summer.

    Summer Skip

    Forget loan payments over the summer when you choose this plan. Summer Skip allows school employees to pay a loan over a 10- or 11- month period.


    Classroom Supply Loan

    Purchase the materials and tools you need to make your classroom a success.

    Includes:

    • Up to $1,000, terms up to 10 months. †
    • No interest.*
    • No credit qualifying; must be a classroom teacher.

    Educator Computer Loan

    Purchase a new computer, software, or hardware such as additional storage, printers, and scanners.

    Includes:

    • Up to $2,500 with flexible terms.
    • Additional 0.25% rate discount available.
    • Available to all school employees.**

    School Employee Loans 2019-20 [PDF]

     


    For more information or to open a Summer Pay or Summer Skip Account, visit any of our branches or call our Contact Center at (661) 833-7900 or (800) 221-3311.

    †Payment Example: A $1,000 loan for 10 months at 0% Annual Percentage Rate will have monthly payments of $100.

    *To be eligible for 0% Annual Percentage Rate, applicant must enroll in automatic payments with Valley Strong and provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%. Limit one Classroom Supply Loan per calendar year.
    Educator Computer: Purchase a new computer, software, or hardware such as additional storage, printers and scanners.

    • Available to all school employees**
    • Up to $2,500 with flexible terms
    • Additional 0.25% rate discount available\

    **All loans subject to credit approval to take advantage of this offer. To qualify for 0.25% rate discount, applicant must enroll in automatic payments with Valley Strong. To qualify for the current advertised rate of this loan, applicant must provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%.