Savings Accounts

Simple Saver Certificate

Our Simple Saver Certificate has a minimum opening deposit of just $25 to make it easier to start saving for your financial goals.

*Early withdrawal penalties may apply.

Rates effective as of 2/1/2023.
All rates, terms and conditions subject to change.

Short and Long-Term Certificates

With a minimum opening deposit as little as $1,000, find the share certificate option that best fits your life. Here’s what you’re looking at:

• Short-term certificates:
  • Access your funds within 18 months or less.
  • 6-, 12-, and 18-month terms.
• Long-term certificates:
  • The longer you wait, the higher the dividend.
  • 24- and 36-month terms.

*Early withdrawal penalties may apply.

Rates effective as of 2/1/2023.
All rates, terms and conditions subject to change.

Protect your money. Provide for loved ones after your death. Take advantage of possible tax breaks. How? Just consult a lawyer and a financial advisor about where you are in life to understand all your options. Then visit any of our conveniently located branches to open any of the following trust accounts:

• Revocable (Living Trust).
• Irrevocable.
• Totten.
• Court Ordered.
• Conservator/Guardian.
• Uniform Transfers to Minors Act (UTMA).
• Minor.
• Relief Fund.
• Representative Payee.
• Estate.

Act in the best interest of everyone involved with any of our solid Fiduciary Accounts:

• Court Ordered.
• Conservator/Guardian.
• Uniform Transfers to Minors Act (UTMA).
• Relief Fund.
• Representative Payee.
• Estate.

Summer Pay

Don't receive a paycheck during the summer months? Try a Summer Pay Club Account to set aside money from your paycheck.

Benefits include:

• Automatic transfer of funds from each paycheck to your Summer Pay Club Account.
• Automatic distribution of funds into your checking or savings during the summer.

Summer Skip

Forget loan payments over the summer when you choose this plan. Summer Skip allows school employees to pay a loan over a 10- or 11- month period.

Classroom Supply Loan

Purchase the materials and tools you need to make your classroom a success.

Includes:

• Up to $1,000, terms up to 10 months. †
• No interest.*
• No credit qualifying; must be a classroom teacher.

Educator Computer Loan

Purchase a new computer, software, or hardware such as additional storage, printers, and scanners.

Includes:

• Up to $2,500 with flexible terms.
• Additional 0.25% rate discount available.
• Available to all school employees.**

School Employee Loans 2019-20 [PDF]

For more information or to open a Summer Pay or Summer Skip Account, visit any of our branches or call our Contact Center at (661) 833-7900 or (800) 221-3311.

†Payment Example: A $1,000 loan for 10 months at 0% Annual Percentage Rate will have monthly payments of $100.

*To be eligible for 0% Annual Percentage Rate, applicant must enroll in automatic payments with Valley Strong and provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%. Limit one Classroom Supply Loan per calendar year.
Educator Computer: Purchase a new computer, software, or hardware such as additional storage, printers and scanners.

• Available to all school employees**
• Up to $2,500 with flexible terms
• Additional 0.25% rate discount available\

**All loans subject to credit approval to take advantage of this offer. To qualify for 0.25% rate discount, applicant must enroll in automatic payments with Valley Strong. To qualify for the current advertised rate of this loan, applicant must provide proof of being a school employee. Should the applicant not wish to maintain automatic payments and provide proof of employment as a school employee, the Annual Percentage Rate will be 10.50%.