GROW STRONG YOUTH ACCOUNTS

START YOUNG AND

GROW STRONG

A Grow Strong Youth Account is a great way for teens to learn financial responsibility and manage their money.

Create Savings Goals

Set and track savings goals right from your computer or phone with our easy-to-use online banking tools.

Stylish Debit Cards

A Grow Strong Checking account will give teens their very own Visa® debit card for purchases or accessing money at ATMs—combining fun with practicality!

Learn and Earn With Zogo!

Zogo is a fun, engaging app that makes financial literacy easy. Master key concepts through interactive tools while earning points for completing tasks and quizzes—redeemable for real rewards like gift cards!

Learn More

WHY TEENS LOVE OUR

GROW STRONG YOUTH ACCOUNTS

Send and Receive Money with Zelle®

Easily send and receive money with Zelle®, perfect for receiving birthday gifts or holiday cash from family and friends!

WATCH THEIR SAVINGS GROW

Earn dividends that are compounded and paid quarterly, helping their money grow faster with a Grow Strong Savings account.

Zero Liability Protection

Rest easy knowing you’ll be reimbursed for unauthorized debit card charges when reported promptly, ensuring your child is protected if their card is lost, stolen, or used fraudulently.

BANKING ON GOOD FINANCIAL HABITS
A COMPARATIVE OVERVIEW

Discover the features and benefits of our youth accounts to help you choose the option that best supports your families journey toward financial growth.

FEATURES AND BENEFITS	Rocky Raccoon Savings	Grow Strong Savings	Grow Strong Checking

For Ages	0-12	13-17	13-17
Minimum Opening Balance	$5	$5	$25
Monthly Service Fee	$0	$0	$0
Online Banking	✓	✓	✓
No Fees ATM Network Access	✓	✓	✓
Debit Card	X	X	✓
Earns Dividends	✓	✓	X
Send and Receive Money With Zelle®	X	✓	✓
	All rates, terms and conditions subject to change.	All rates, terms and conditions subject to change.	*Grow Strong Savings Account is required to open

FAQs

Frequently asked questions about our Grow Strong Youth Accounts.

What happens to my Grow Strong account when my child turns 18?

When your child turns 18, your Grow Strong account will upgrade to a Regular Share account and/or CentsAble Checking account.
Is overdraft protection available for Grow Strong Checking accounts?

No, overdraft protection is not available for Grow Strong Checking accounts.
What should I do if I lose my card?

If you lose your credit or debit card, please call us immediately at (800) 221-3311 to report it. If you see any suspicious activity with Bill Pay, Zelle®, online transfers, or online profile changes, let us know right away.
What accounts are available for my child under 13?

With a Rocky Raccoon Youth Account you can set your child up for a lifetime of success with money skills that grow for life!

JUST $25 GETS YOU STARTED WITH

A GROW STRONG CHECKING ACCOUNT

A Grow Strong Savings Account is required to open.

Apply Now

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