Main Menu

Search form

 

Checking Accounts

Checking options to fit your life

Choose the checking account that fits you best, all while enjoying great benefits and protection.

 

Open an Account   Refer a Friend

Our Makes Cents Checking Account offers a variety of benefits and protection features you won’t find at the big banks: 

  • Emergency Roadside Assistance: Coverage for up to three events per year, up to $80 per occurrence. Tows, lockouts, flat tires, dead batteries, and other services included. 
  • Everywhere Cash Savings:  Saving at your favorite retailers has never been easier. Earn cash back for online purchases or print coupons to use in-store. Find more information at www.everywheresavings.com.  
  • Everyday Rebate Rewards:  Earn rewards from everyday purchases. Send in your receipts, up to $100 every quarter, and earn 10% cash back. Enjoy up to $40 in annual rebates. 
  • Free account access and statements through DataNet online banking. 
  • A waived monthly service fee with monthly direct deposit, eStatement enrollment and 12 or more debit card purchases per calendar month. 
  • Overdraft Protection Available
    • Ready Cash Line of Credit: A loan designed to cover unexpected overdrafts with the benefits of no transfer fee and a low monthly payment. 
    • Regular Savings Transfer: Incoming debit transactions (paper checks, electronic items, and automatic debit card transactions) can still be paid when funds are not available via an automatic transfer from your Regular Savings Account. 
    • Courtesy Pay: A discretionary overdraft protection service with limits up to $500, to cover transactions when funds are not available in an account. A $30 Courtesy Pay fee is assessed for each transaction that utilizes Courtesy Pay. 
  1. Paper checks, electronic items, as well as debit card and ATM transactions all can be covered with Courtesy Pay. 
  2. Members must opt in for ATM and debit card transactions to be covered by Courtesy Pay. 
  3. Accessible through an ATM, Visa Check Card, Bill Pay within DataNet and DataMobile, or by visiting any of our conveniently located branches.
Make Cents Checking Account Rates
Account Name Minimum Opening Balance  Monthly Service Fee 
Makes Cents Checking Account  $25 $5 if conditions are not met*

*Members who have a monthly direct deposit, enroll in eStatements, and conduct 12 or more debit card transactions (PIN or signature point of sale transactions, non-ATM transactions) per calendar month, will pay no service fee for their Makes Cents Checking. Members who do not meet the monthly qualifications can take advantage of this checking account for only $5 per month. 

Easy to use and gives you access to DataNet online banking and DataMobile app. 

  • Free account access and statements through DataNet online banking and DataMobile app. 
  • A waived monthly service fee with monthly direct deposit or 12 or more debit card or electronic debit transactions posted during the calendar month, or an average daily balance of $5,000 or more in the account. 
  • Overdraft Protection Available. 
    • Ready Cash Line of Credit: A loan designed to cover unexpected overdrafts with the benefits of no transfer fee and a low monthly payment. 
    • Regular Savings Transfer: Incoming debit transactions (paper checks, electronic items, and automatic debit card transactions) can still be paid when funds are not available via an automatic transfer from your regular savings account. 
    • Courtesy Pay: A discretionary overdraft protection service called Courtesy Pay, with limits up to $500, to cover transactions when funds are not available in an account. A $30 Courtesy Pay fee is assessed for each transaction that utilizes Courtesy Pay. 
      • Paper checks, electronic items, as well as debit card and ATM transactions can all be covered with Courtesy Pay. 
      • Members must opt in for ATM and debit card transactions to be covered by Courtesy Pay. 
      • Accessible through an ATM, Visa Check Card,  Bill Pay within DataNet online banking and DataMobile app, or by visiting any of our conveniently located branches. 
CentsAble Checking Account Rates
Account Name Minimum Opening Balance  Monthly Service Fee 
Centsable Checking Account  $25  $5 if conditions are not met*

*Members who have a monthly direct deposit, or maintain an average daily balance of at least $5,000 or more in the checking account, or conduct 12 or more debit card transactions (PIN or signature point of sale transactions, non-ATM transactions) or electronic debit transactions per calendar month, will pay no service fee for their CentsAble Checking. Members who do not meet the monthly qualifications can take advantage of this checking account for only $5 per month. 


Sample Check Order

Need more checks?

Order checks easily with DataNet online banking. Log in from anywhere at any time and follow these steps: 

  1. Open the “More” icon on the left side of the screen and choose “Checking Services.” 
  2. Select “Reorder Checks.”  
  3. Choose the account you wish to order checks for and click “Next.”   

You’ll be taken to the Deluxe Checking website to complete your order. 

For more information, call Deluxe at (877) 838-5287 or visit Deluxe Checking online