Checking Accounts
Checking options to fit your life
Choose the checking account that fits you best, all while enjoying great benefits and protection.
Easy to use and gives you access to DataNet online banking and DataMobile app.
- Free account access and statements through DataNet online banking and DataMobile app.
- A waived monthly service fee with monthly direct deposit or 12 or more debit card or electronic debit transactions posted during the calendar month, or an average daily balance of $5,000 or more in the account.
- Overdraft Protection Available.
- Ready Cash Line of Credit: A loan designed to cover unexpected overdrafts with the benefits of no transfer fee and a low monthly payment.
- Regular Savings Transfer: Incoming debit transactions (paper checks, electronic items, and automatic debit card transactions) can still be paid when funds are not available via an automatic transfer from your regular savings account.
- Courtesy Pay: A discretionary overdraft protection service called Courtesy Pay, with limits up to $500, to cover transactions when funds are not available in an account. A $30 Courtesy Pay fee is assessed for each transaction that utilizes Courtesy Pay.
- Paper checks, electronic items, as well as debit card and ATM transactions can all be covered with Courtesy Pay.
- Members must opt in for ATM and debit card transactions to be covered by Courtesy Pay.
- Accessible through an ATM, Visa Check Card, Bill Pay within DataNet online banking and DataMobile app, or by visiting any of our conveniently located branches.
| CentsAble Checking Account Rates | ||
|---|---|---|
| Account Name | Minimum Opening Balance | Monthly Service Fee |
| Centsable Checking Account | $25 | $5 or $0 monthly fee* |
*We'll waive the monthly service fee each statement cycle that you:
• Have at least one qualifying direct deposit
OR
• Maintain a $5,000 minimum daily balance
OR
• 12 Debit card (signature based or PIN, excluding ATM transactions) or electronic transactions.
Need more checks?
Order checks easily with DataNet online banking. Log in from anywhere at any time and follow these steps:
- Open the “More” icon on the left side of the screen and choose “Checking Services.”
- Select “Reorder Checks.”
- Choose the account you wish to order checks for and click “Next.”
You’ll be taken to the Deluxe Checking website to complete your order.
For more information, call Deluxe at (877) 838-5287 or visit Deluxe Checking online.