Business Checking Accounts
Build your business with better checking
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Grow your business with easy-to-understand checking accounts that work with you every step of the way.
Checking Options To Fit Your Needs
Basic Business
- Unlimited branch visits.
- Write up to 100 checks per month at no additional charge.
- Deposit up to $5,000 in cash per month at no additional charge.
- Order up to $5,000 in cash per month at no additional charge.
- Monthly service fee waived if $1,500 minimum daily balance or $3,000 average daily balance is maintained.
Business Plus
- Unlimited branch visits.
- Write up to 300 checks per month at no additional charge.
- Deposit up to 300 items per month at no additional charge.
- Deposit up to $12,000 in cash per month at no additional charge.
- Order up to $12,000 in cash per month at no additional charge.
- Monthly service fee waived if $5,000 minimum daily balance or $10,000 average daily balance is maintained.
Business Analysis
- Designed for businesses with transaction volumes that need more complex banking solutions.
- Flexible cash management solutions to assist you in managing your business.
- Received earnings credit based on average monthly balances that can go towards off-setting monthly service fees.
Community Non-Profit
- Unlimited change orders.
- Unlimited branch visits.
- Write up to 200 checks per month at no additional charge.
- Deposit up to 300 items per month at no additional charge.
- Unlimited cash deposits.
- Unlimited cash orders.
- Monthly service fee waived if $7,500 minimum daily balance or $15,000 average daily balance is maintained.
Business Accounts are NCUA insured up to $250,000.
| business checking product comparison | ||||
|---|---|---|---|---|
| Features and Benefits | Basic Business | Business Plus | Business Analysis | Community Non-Profit |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Monthly Service Fee | $10 | $18 | $20 | $7 |
| Monthly Fee Waived If | $1,500 min daily balance, or $3,000 avg daily balance | $5,000 min daily balance, or $10,000 avg daily balance | Earnings credit may offset fees | $7,500 min daily balance, or $15,000 avg daily balance |
| Earns Dividends | No | No | Receives earnings credit | No |
| Unlimited Branch Visits | Yes | Yes | Yes | Yes |
| Max Number of Written Checks At No Additional Charge | 100 | 300 | Per transaction fees are assessed monthly | 200 |
| Max Deposited Items At No Additional Charge | 100 | 300 | Per transaction fees are assessed monthly | 300 |
| Max Cash Deposit Amount At No Additional Charge | $5,000 | $12,000 | Per transaction fees are assessed monthly | Unlimited |
| Max Cash Orders At No Additional Charge | $5,000 | $12,000 | Per transaction fees are assessed monthly | Unlimited |
| FREE DataNet Online Banking | Yes | Yes | Yes | Yes |
| NCUA Insured up to $250,000 | Yes | Yes | Yes | Yes |
Rates effective as of 04/01/2020.
All Rates, terms and conditions subject to change.
$100 Minimum Opening Balance.
NCUA insured up to $250,000.
Each Business Checking Account includes:
- Competitive pricing.
- Unlimited branch visits.
- Experienced local bankers for personalized banking.
Visit a local branch near you or our Business Banking Service Center located at:
4530 Ming Avenue
Bakersfield, CA 93309
(661) 833-7530
Beneficial Ownership
In May 2016, the U.S. government passed a new regulation that will require all financial institutions to collect information regarding the beneficial owners of legal entity Members. These rules will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.