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Money Market Account

Save more, earn more

Your $1,000 investment gets you into a money market with tiered dividend rates. 

That means a higher rate of return compared to traditional savings accounts and the added flexibility to perform any of the following transactions:

  • Checks made payable to a third party.
  • Preauthorized or automatic transfers to a third party.
  • Transfers initiated through DataNet online banking, DataMobile app, DataVoice, or the Contact Center.
  • Important! A Regular Shares (Everyday Savings) Account is required to open a Money Market Account.

money market ACCOUNTS
Account Name Minimum To Open/Earn APY Dividend Rate* Annual Percentage Yield (APY)
$1,000.00 - $9,999.99 $1,000 / $1,000 .15% .15%
$10,000.00 - $49,999.99 $1,000 / $1,000 .25% .25%
$50,000.00 - $99,999.99 $1,000 / $1,000 .35% .35%
$100,000.00 - $249,999.99 $1,000 / $1,000 .50% .50%
$250,000.00 - $499,999.99 $1,000 / $1,000 .75% .75%
$500,000.00 and over $1,000 / $1,000 1.00% 1.01%
*Rates for savings accounts are variable and may change after the account is opened. Fees may reduce earnings.

Rates effective as of 10/1/2022.
All rates, terms and conditions subject to change.